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S&P Announces Teleconference on Oracle Gamma Special Purpose Co.

5 December 2000

S&P Announces Teleconference on Oracle Gamma Special Purpose Co.

    TOKYO, Dec. 5 Standard & Poor's will hold a telephone
conference call on Friday, Dec. 8, 2000, at 4 p.m. in Tokyo, to discuss Oracle
Gamma Special Purpose Co.'s JPY34.4 billion securitization of auto loans
originated by Orient Corp. (Orico).  The notes are secured by senior
beneficiary certificates from a trust created by Orico with Mizuho Trust &
Banking Co. Ltd.  Orico contributed a pool of about JPY40 billion of auto loan
receivables to the trust.  This transaction marks Orico's third auto loan
securitization under the Japan's Law Regarding Securitization of Specified
Assets by Special Purpose Companies.  The conference call will be conducted in
Japanese, and will be led by Robin Moriyama, Rating Analyst in Standard &
Poor's Structured Finance Ratings Group in Tokyo, and Kenji Kondo, Director of
Standard & Poor's Structured Finance Ratings Group in Tokyo.  The telephone
numbers and passcode are listed below:

    Number: +81-3-5539-7111.
    Toll-free number: (0066) 33-840-001 (Japan only).
    Passcode: 4897742.

    The Japanese-language conference call will begin promptly at the time
indicated.  Please call at least 15 minutes beforehand to complete the
pre-call registration process.  An English-speaking operator will answer calls
to the Japan-only toll-free number.  Participants not using the toll-free
number might incur long-distance charges.  Please provide the operator with
the above passcode, the name of the conference call you wish to join (Standard
& Poor's), and the name of the call leader (Robin Moriyama).  Participants
will be asked to provide their name, company affiliation, and phone and fax
numbers.  The conference call will last approximately one hour.  After a brief
presentation, participants will be allowed to ask questions directly about
Standard & Poor's analysis and preliminary ratings for this transaction.
    A copy of the Japanese-language version of Standard & Poor's presale
report for Oracle Gamma is available on Standard & Poor's Japanese Web site,
at http://www.standardandpoors.com/ratings/japan.  The presale report in
English is available on RatingsDirect, Standard & Poor's Web-based credit
analysis system, at http://www.ratingsdirect.com.  In addition, the report is
available on Standard & Poor's Ratings Services Web site at
http://www.standardandpoors.com/ratings.  Under Presale Reports, select
Structured Finance, then Asset-Backed Securities. --CreditWire