---

DaimlerChrysler Unit Selects CMSI for Lending Automation Solutions

18 November 1999

DaimlerChrysler Unit Selects CMSI for Lending Automation Solutions

        debis Financial Services, Inc. Implements Suite of CMSI Credit
                    Origination and Risk Management Tools

    ANNAPOLIS JUNCTION, Md., Nov. 18 -- Credit Management
Solutions, Inc. today announced that DaimlerChrysler's indirect
auto lending subsidiary, debis Financial Services, Inc., has selected CMSI's
state-of-the-art credit automation technologies to revolutionize its
automobile finance operations.
    debis Financial Services, Inc., based in Roanoke, Texas, provides lending
and leasing services to over 1400 automobile dealers throughout 37 states.
debis is installing CMSI's suite of credit automation tools, including the
patented CreditConnection service that electronically links dealers to funding
sources nationwide; LenderLink, an adjunct service that lets CreditConnection
participants exchange loans; and CreditRevue, a credit origination system.
    Brian Reed, Managing Director of debis Financial Services, Inc. said his
company decided to implement a full line of CMSI credit automation tools in
order to position debis as a premier service provider in the indirect auto
financing industry.
    "CMSI's CreditRevue gives us the ability to provide faster application
turnaround time as well as to more accurately track risk.  CreditRevue will
help debis enhance consistency and service to our dealer base," said Reed.
"We are also excited about the detailed information that CMSI's internal
management function provides," added Reed. "We will be better equipped to
track individual dealer programs and report specifically on the performance of
each program, each dealer and each dealer group."  debis is installing:

    *     CreditRevue, CMSI's flagship product, a credit origination system
          that automates and speeds the processing and decision making
          associated with all types of consumer and small business loans.

    *     CreditConnection, the online lending service operated through CMSI's
          subsidiary, Credit Connection, Inc. CreditConnection links
          automobile dealers to a network of lenders throughout the United
          States and Canada. It allows dealers to submit applications
          electronically to the credit origination systems of multiple lenders
          and receive decisions quickly.

    *     LenderLink, an electronic network that allows lenders who are part
          of CreditConnection to buy and sell loans.

    "CMSI recognizes the importance of managing risk with scalable, open
systems like CreditRevue," said Scott L. Freiman, President and CEO of CMSI.
"Whether a lender links electronically to dealers using CMSI's patented
CreditConnection network and service as more than a score of lenders do today,
or they maintain proprietary links to dealers originating loans, CreditRevue
provides valuable automation tools that help improve the profitability of
their credit portfolios."

    About CMSI
    Since it was founded in 1987, CMSI's credit automation and loan marketing
technology services and software have been the choice of the world's largest
and most demanding lending institutions.  Building on its leadership, the
company is rapidly becoming a premier provider of Internet-based online
lending and leasing technology.  CMSI licenses credit decisioning and other
automation systems and services for consumer and business credit.  CMSI also
offers a portfolio of products through service bureau alliances that are
provided by its alliance partners on a per-transaction fee basis.  The
Company's e-commerce products and services are built around its CreditOnline
Internet gateway and its patented CreditConnection technology
(http://www.creditconnection.com), which links credit originators such as automobile
dealers and borrowers with an extensive network of leading prime and non-prime
lenders.  CreditRevue, CreditConnection, CreditOnline, and LenderLink are
trademarks or registered trademarks of Credit Management Solutions, Inc.

    About debis
    debis Financial Services, Inc., of Roanoke, Texas, is an indirect non-
captive lender and a company of the DaimlerChrysler Services (debis) Group. It
provides lending and leasing services to over 1400 automobile dealers in 37
states, and is a leading provider of private-label financial products to
automobile manufacturers and distributors.

    Press releases and other CMSI information can be found on CMSI's Web
Sites: http://www.cmsinc.com and http://www.creditconnection.com
    This press release contains forward-looking statements.  All forward-
looking statements involve risks and uncertainties, including, without
limitation, the risks detailed in CMSI's filings and reports with the
Securities and Exchange Commission.  Such statements are only predictions and
actual events or results may differ materially.