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Top Driver Video Lets Drivers Take Control of Insurance Premiums

27 January 1999

Top Driver Video Lets Drivers Take Control of Insurance Premiums
    NEW YORK, Jan. 27 -- If you're dedicated to saving money this
year, Top Driver, the nation's leader in driver education may have the
solution.
    Through a unique partnership with MetLife Auto, Top Driver has always
offered reduced auto premiums after successful completion of a
state-of-the-art driving course.  Specifically, students who receive
instruction at Top Driver are eligible for up to a 20 percent discount on
their auto insurance.
    Now, through its new Take Control video instruction, drivers across the
country can also take advantage of the reduced auto insurance rates in a
growing number of states.
    The interactive video teaches defensive driving and safety techniques and
includes a 75-minute video, a 62-page illustrated workbook, and a 50-question
test.  Drivers can complete the program at their own pace and review segments
for additional clarification.  Anyone who receives a passing score of 86 or
above, can take advantage of reduced auto insurance rates if permitted in
their states.
    Also available to corporate fleets, the course requires approximately two
hours to complete.  It addresses concepts not taught in basic driver education
including skid control, corner maneuvering and steering in emergency braking
situations.
    "The list of states which offer auto insurance discounts to Top Driver
graduates continues to grow, which means our courses, whether completed at
home or one of our centers, are resulting in better trained drivers," said
Sebastian Giordano, Top Driver Chief Operating Officer.  "State insurance
departments are realizing that the more drivers who successfully complete one
of our courses, the less accidents and insurance claims will be suffered in
their state."
    As of January 1999, MetLife Auto has received approval from the insurance
departments of 23 states to offer discounted auto insurance rates to those who
successfully complete a Top Driver course.
    "Our affiliation with Top Driver reinforces our goal of becoming a
preeminent safety-conscious insurance company," said MetLife Auto & Home
President and CEO Daniel Cavanagh.  "We are confident that through this
program, we will ultimately save lives."  The company will seek approval to
offer auto insurance discounts in more than a dozen additional states this
year.
    Ohio and some California counties have also approved the video as a
violator training course.  This means that drivers who receive a fine for a
moving violation and successfully complete the course, can have the violation
removed from their driving record.
    Partnered with Chevrolet Motor Division and MetLife Auto, Top Driver is
the first in the industry to bundle driver education programs, DMV Services,
financing information, insurance services, automotive safety products and
driver accessories in single, easily accessible locations.  For more
information, contact Top Driver at 888-TOP-DRIVER or visit its website at
http://www.topdriver.com.

    Note:  States currently offering MetLife Auto discounts are Ala., Ariz.,
Calif., Colo., Conn., Fla., Ill., Ind., Kan., Ky., Minn., Miss., Mont., N.H.,
N.M., Ohio, Ore., R.I., Utah, Vt., Va., Wash., and Wis.