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135 New Car Models to Get Lower Rates From State Farm

4 December 1998

135 New Car Models to Get Lower Rates From State Farm, 112 in Line for Higher Rates
    BLOOMINGTON, Ill., Dec. 4 -- One hundred thirty-five models
of 1999 vehicles have qualified for lower-than-standard auto insurance rates
from State Farm because they generate lower-than-average claim payments for
damage and theft.
    One hundred twelve other 1999 models will be charged above-standard rates
because their damage and theft claim payments are higher-than-average.
    Under a rating plan on file with insurance departments in most states,
State Farm uses its actual claim payments for vehicle damage and theft on
similar models for prior years to determine which 1999 models will qualify for
lower- or higher-than-standard premiums for collision and comprehensive
coverages.
    The models that qualify for lower rates generally are charged from 10 to
45 percent less than the standard collision and comprehensive premiums for
vehicles in their price range.  Owners of models getting higher rates
generally pay from 10 to 45 percent more than the standard collision and
comprehensive rates for their price range.
    Only the premiums for the two coverages that insure the vehicle against
damage and theft -- collision and comprehensive -- are affected by the
program.
    Many pre-1999 model vehicles are also being charged rates below- or
above-standard under the program, which has been in effect since 1981.
    The State Farm make and model rating system applies in all states except
Massachusetts, North Carolina and Texas, where similar state-mandated programs
are used.
    Following is a list of the 1999 models that qualify, in most states, for
below-standard premiums and a list of those charged above-standard premiums.
Those models not appearing on either list are being charged the standard
premiums for their price range.

                                     KEY

    2d 2-door    Cv  convertible      van van       spw sport wagon
    4d 4-door    S/W station wagon    pk  pick-up   2wd 2-wheel drive
                                                    4wd 4-wheel drive

    The following 1999 models will be charged lower-than-usual standard
collision and comprehensive premiums:

    ACURA                              JAGUAR
      CL              2d                 XJ8             4d
      RL              4d                 XJR             4d
    AUDI                                 XK8             2d
      A4              4d                 XK8             2d Cv
      A6              4d               JEEP/EAGLE
      A6              S/W                Jeep Gr Cherokee 4d spw
    BENTLEY                            LAMBORGHINI
      Azure           2d Cv              Diablo VT       2d
      Brooklands      4d               LEXUS
      Continental     2d                 ES 300          4d
      Turbo           4d                 LS 400          4d
    BMW                                LINCOLN
      740i            4d                 Continental     4d
      750i            4d                 Mark VIII       2d
      Z3              2d                 Navigator       spw
    BUICK                                Town Car        4d
      Century         4d               MERCEDES-BENZ
      LeSabre         4d                 C230W           4d
      Park Avenue     4d                 C280W           4d
      Regal           4d                 C43             4d
      Riviera         2d                 CL500C          2d
    CADILLAC                             CL600C          2d
      Catera          4d                 CLK320          2d
      DeVille         4d                 E300            4d
      Eldorado        2d                 E320            S/W
      Seville         4d                 E320            4d
    CHEVROLET                            E430            4d
      Astro           van                ML320           spw
      C2500           pk                 S320            4d
      Chevy Van       van                S320W           4d
      Corvette        2d                 S420            4d
      Corvette        2d Cv              S500            4d
      Express         van                S600            4d
      K2500           pk                 SL500           2d
      Lumina          4d                 SL600           2d
      Suburban        spw                SLK230          2d
      Tahoe           spw              MERCURY
      Venture         van                Grand Marquis   4d
    CHRYSLER                             Mountaineer     spw
      Concorde        4d                 Sable           4d
      Town and Country van               Sable           S/W
    DODGE                                Villager        van
      Ram Wagon & Van van              NISSAN
      Caravan         van                Pickup          2wd pk
      Grand Caravan   van                Quest           van
      Ram 3500        4wd pk           OLDSMOBILE
    FERRARI                              LSS             4d
      456 GT          2d                 88              4d
      456 GTA         2d               Aurora          4d
      F355 Spider     2d Cv
      F355 TB         2d                 Bravada         4d
      F355 TS         2d                 Cutlass         4d
    FORD                                 Intrigue        4d
      Club Wagon      van                Regency         4d
      Crown Victoria  4d                 Silhouette      van
      Econoline       van              PLYMOUTH
      Expedition      spw                Grand Voyager   van
      Explorer        spw                Voyager         van
      F150            pk               PONTIAC
      F250            pk                 Bonneville      4d
      F350            pk                 Grand Prix      4d
      Taurus          4d                 Trans Sport     van
      Taurus          S/W              PORSCHE
      Windstar        van                Boxster         2d Cv
    GMC                                ROLLS ROYCE
      C2500           pk                 Park Ward       4d
      C3500           pk                 Silver Spur III 4d
      Jimmy           4d spw           SAAB
      K2500           pk                 900             2d Cv
      Safari          van                900             4d
      Savana          van              SATURN
      Suburban C1500  spw                Saturn          S/W
      Suburban K1500  spw              TOYOTA
      Suburban K2500  spw                Avalon          4d
      Yukon           spw                Sienna          4d
    HONDA                              VOLKSWAGEN
      CRV             spw                Passat          S/W
      Odyssey         van              VOLVO
    INFINITI                             S70             4d
      I30             4d                 S90             4d
      Q45             4d                 V70             S/W
    ISUZU                                V90             S/W
      Hombre          4wd pk
      Oasis           4d
      Trooper         spw


    The following 1999 models will be charged higher-than-usual standard
collision and comprehensive premiums:

    ACURA                                KIA
      Integra         2d                   Sephia          4d
      Integra         4d                 LEXUS
      NSX             2d                   SC 400          2d
    AUDI                                 MAZDA
      A8              4d                   626             4d
    BMW                                    B2500           2wd pk
      318i            4d                   B3000           pk
      318Ti           2d                   B4000           pk
      323i            2d Cv                Millenia        4d
      323i            2d                   Protege         4d
      328i            4d                 MERCURY
      328i            2d Cv                Tracer          4d
      328i            2d                   Tracer          S/W
      M3              2d                 MITSUBISHI
      M3              4d                   3000 GT         2d
    CHEVROLET                              Eclipse         2d
      Blazer          2d spw               Eclipse         2d Cv
      Camaro          2d                   Galant          4d
      Camaro          2d Cv                Mirage          2d
      Cavalier        2d                   Mirage          4d
      Cavalier        4d                   Montero         spw
      Cavalier        2d Cv                Montero Sport   spw
      C3500           pk                 NISSAN
      Metro           2d                   200 SX          2d
      Metro           4d                   240 SX          2d
      Prizm           4d                   Altima          4d
      S10             2wd pk               Maxima          4d
      Tracker         spw                  Pathfinder      spw
    CHRYSLER                               Sentra          4d
      Sebring         2d                 PLYMOUTH
    DODGE                                  Neon            2d
      Avenger         2d                   Neon            4d
      Dakota          2wd pk             PONTIAC
      Neon            2d                   Firebird        2d
      Neon            4d                   Firebird        2d Cv
      Ram 1500        2wd pk               Grand Am        2d
      Ram 2500        2wd pk               Sunfire         2d
      Ram 3500        2wd pk               Sunfire         2d Cv
      Viper           2d                   Sunfire         4d
    FERRARI                              PORSCHE
      550 Maranello   2d                   911 Carrera     2d
    FORD                                   911 Carrera     2d Cv
      Escort          4d                 RANGE ROVER
      Escort          S/W                  4.0 SE          spw
      Escort ZX2      2d                   4.6 HSE         spw
      Mustang         2d                 SATURN
      Mustang         2d Cv                Saturn          2d
      Ranger          2wd pk             SUBARU
    GMC                                    Forester        spw
      Jimmy           2d spw               Impreza         2d
      K3500           pk                   Impreza         4d
      Sonoma          2wd pk               Impreza         S/W
    HONDA                                SUZUKI
      Civic           2d                   Esteem          4d
      Civic           4d                   Sidekick        spw
      Prelude         2d                   Swift           2d
    HYUNDAI                                X90             spw
      Accent          4d                 TOYOTA
      Accent          2d                   4 Runner        4d spw
      Elantra         4d                   Celica          2d
      Elantra         S/W                  Corolla         4d
      Sonata          4d                   Supra           2d
      Tiburon         2d                   T100            2wd pk
    JEEP/EAGLE                             Tacoma          2wd pk
      Jeep Wrangler   spw                  Tacoma          4wd pk
      Talon           2d                   Tercel          2d
                                         VOLKSWAGEN
                                           Cabrio          2d Cv
                                           Golf            4d
                                           GTI             2d
                                           Jetta           4d