135 New Car Models to Get Lower Rates From State Farm
4 December 1998
135 New Car Models to Get Lower Rates From State Farm, 112 in Line for Higher RatesBLOOMINGTON, Ill., Dec. 4 -- One hundred thirty-five models of 1999 vehicles have qualified for lower-than-standard auto insurance rates from State Farm because they generate lower-than-average claim payments for damage and theft. One hundred twelve other 1999 models will be charged above-standard rates because their damage and theft claim payments are higher-than-average. Under a rating plan on file with insurance departments in most states, State Farm uses its actual claim payments for vehicle damage and theft on similar models for prior years to determine which 1999 models will qualify for lower- or higher-than-standard premiums for collision and comprehensive coverages. The models that qualify for lower rates generally are charged from 10 to 45 percent less than the standard collision and comprehensive premiums for vehicles in their price range. Owners of models getting higher rates generally pay from 10 to 45 percent more than the standard collision and comprehensive rates for their price range. Only the premiums for the two coverages that insure the vehicle against damage and theft -- collision and comprehensive -- are affected by the program. Many pre-1999 model vehicles are also being charged rates below- or above-standard under the program, which has been in effect since 1981. The State Farm make and model rating system applies in all states except Massachusetts, North Carolina and Texas, where similar state-mandated programs are used. Following is a list of the 1999 models that qualify, in most states, for below-standard premiums and a list of those charged above-standard premiums. Those models not appearing on either list are being charged the standard premiums for their price range. KEY 2d 2-door Cv convertible van van spw sport wagon 4d 4-door S/W station wagon pk pick-up 2wd 2-wheel drive 4wd 4-wheel drive The following 1999 models will be charged lower-than-usual standard collision and comprehensive premiums: ACURA JAGUAR CL 2d XJ8 4d RL 4d XJR 4d AUDI XK8 2d A4 4d XK8 2d Cv A6 4d JEEP/EAGLE A6 S/W Jeep Gr Cherokee 4d spw BENTLEY LAMBORGHINI Azure 2d Cv Diablo VT 2d Brooklands 4d LEXUS Continental 2d ES 300 4d Turbo 4d LS 400 4d BMW LINCOLN 740i 4d Continental 4d 750i 4d Mark VIII 2d Z3 2d Navigator spw BUICK Town Car 4d Century 4d MERCEDES-BENZ LeSabre 4d C230W 4d Park Avenue 4d C280W 4d Regal 4d C43 4d Riviera 2d CL500C 2d CADILLAC CL600C 2d Catera 4d CLK320 2d DeVille 4d E300 4d Eldorado 2d E320 S/W Seville 4d E320 4d CHEVROLET E430 4d Astro van ML320 spw C2500 pk S320 4d Chevy Van van S320W 4d Corvette 2d S420 4d Corvette 2d Cv S500 4d Express van S600 4d K2500 pk SL500 2d Lumina 4d SL600 2d Suburban spw SLK230 2d Tahoe spw MERCURY Venture van Grand Marquis 4d CHRYSLER Mountaineer spw Concorde 4d Sable 4d Town and Country van Sable S/W DODGE Villager van Ram Wagon & Van van NISSAN Caravan van Pickup 2wd pk Grand Caravan van Quest van Ram 3500 4wd pk OLDSMOBILE FERRARI LSS 4d 456 GT 2d 88 4d 456 GTA 2d Aurora 4d F355 Spider 2d Cv F355 TB 2d Bravada 4d F355 TS 2d Cutlass 4d FORD Intrigue 4d Club Wagon van Regency 4d Crown Victoria 4d Silhouette van Econoline van PLYMOUTH Expedition spw Grand Voyager van Explorer spw Voyager van F150 pk PONTIAC F250 pk Bonneville 4d F350 pk Grand Prix 4d Taurus 4d Trans Sport van Taurus S/W PORSCHE Windstar van Boxster 2d Cv GMC ROLLS ROYCE C2500 pk Park Ward 4d C3500 pk Silver Spur III 4d Jimmy 4d spw SAAB K2500 pk 900 2d Cv Safari van 900 4d Savana van SATURN Suburban C1500 spw Saturn S/W Suburban K1500 spw TOYOTA Suburban K2500 spw Avalon 4d Yukon spw Sienna 4d HONDA VOLKSWAGEN CRV spw Passat S/W Odyssey van VOLVO INFINITI S70 4d I30 4d S90 4d Q45 4d V70 S/W ISUZU V90 S/W Hombre 4wd pk Oasis 4d Trooper spw The following 1999 models will be charged higher-than-usual standard collision and comprehensive premiums: ACURA KIA Integra 2d Sephia 4d Integra 4d LEXUS NSX 2d SC 400 2d AUDI MAZDA A8 4d 626 4d BMW B2500 2wd pk 318i 4d B3000 pk 318Ti 2d B4000 pk 323i 2d Cv Millenia 4d 323i 2d Protege 4d 328i 4d MERCURY 328i 2d Cv Tracer 4d 328i 2d Tracer S/W M3 2d MITSUBISHI M3 4d 3000 GT 2d CHEVROLET Eclipse 2d Blazer 2d spw Eclipse 2d Cv Camaro 2d Galant 4d Camaro 2d Cv Mirage 2d Cavalier 2d Mirage 4d Cavalier 4d Montero spw Cavalier 2d Cv Montero Sport spw C3500 pk NISSAN Metro 2d 200 SX 2d Metro 4d 240 SX 2d Prizm 4d Altima 4d S10 2wd pk Maxima 4d Tracker spw Pathfinder spw CHRYSLER Sentra 4d Sebring 2d PLYMOUTH DODGE Neon 2d Avenger 2d Neon 4d Dakota 2wd pk PONTIAC Neon 2d Firebird 2d Neon 4d Firebird 2d Cv Ram 1500 2wd pk Grand Am 2d Ram 2500 2wd pk Sunfire 2d Ram 3500 2wd pk Sunfire 2d Cv Viper 2d Sunfire 4d FERRARI PORSCHE 550 Maranello 2d 911 Carrera 2d FORD 911 Carrera 2d Cv Escort 4d RANGE ROVER Escort S/W 4.0 SE spw Escort ZX2 2d 4.6 HSE spw Mustang 2d SATURN Mustang 2d Cv Saturn 2d Ranger 2wd pk SUBARU GMC Forester spw Jimmy 2d spw Impreza 2d K3500 pk Impreza 4d Sonoma 2wd pk Impreza S/W HONDA SUZUKI Civic 2d Esteem 4d Civic 4d Sidekick spw Prelude 2d Swift 2d HYUNDAI X90 spw Accent 4d TOYOTA Accent 2d 4 Runner 4d spw Elantra 4d Celica 2d Elantra S/W Corolla 4d Sonata 4d Supra 2d Tiburon 2d T100 2wd pk JEEP/EAGLE Tacoma 2wd pk Jeep Wrangler spw Tacoma 4wd pk Talon 2d Tercel 2d VOLKSWAGEN Cabrio 2d Cv Golf 4d GTI 2d Jetta 4d