The Most Affordable New Sedans, Subcompact Crossovers to Insure This Year
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Three Hyundai Motor Group Products and Two Nissan Products Top This Year's List
LOS ANGELES, July 29, 2025 -- Specific sedan and subcompact crossover models are once again some of the most affordable vehicles to purchase and own, according to Mercury Insurance , a leading auto insurer in California. Announced today, Mercury has compiled a list of the most affordable sedans and subcompact crossovers to insure. This list was created with the goal of helping budget-conscious consumers find a vehicle that will help them maximize insurance savings.
Factors contributing to insurance costs include claims on similar vehicles, costs to repair and vehicle safety records. Mercury's research and development team examined vehicles that are available at car dealerships today to compile this list.
This is the 10th year that Mercury has published this list, which includes 2025 and 2026 model-year vehicles.
"The list of vehicles this year is one of the most diverse ever, ranging from entry-level premium cars like the Acura Integra to more affordable options like the Nissan Kicks and Kia K4," said Chong Gao, Director of Product Management R&D for Mercury Insurance. "Many of these vehicles are smaller and more fuel efficient, which serve as great options for consumers on a tighter budget."
The top 10 list for sedans and subcompact crossovers, beginning with the most affordable make and model to insure is:
- Volkswagen Golf R
- Acura Integra
- Mazda 3
- Kia K4
- Nissan Versa
- Volvo S90
- Hyundai Venue
- MINI Cooper
- Kia K5
- Nissan Kicks
"Choosing any of these vehicles will help keep the cumulative cost of ownership down, which is something we have always emphasized at Mercury."
About Mercury Insurance
Mercury Insurance is a multiple-line insurance carrier predominantly offering personal auto, homeowners, renters and commercial insurance through a network of independent agents in Arizona, California, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas and Virginia, as well as auto insurance in Florida. Mercury writes other lines of insurance in various states, including commercial, business owners and business auto, landlord, home-sharing, ride-hailing and mechanical protection insurance.