What to Expect During a Car Accident Case in Texas

After a car crash in Texas, the first steps are critical. Call the police, seek medical attention, and document the scene. Get the crash report, as it will be essential for any insurance claim or legal action.

Texas follows a “fault” system. The at-fault driver’s insurance pays for damages. Under Texas’s modified comparative fault rule, you can recover compensation if you are 50% or less at fault—though your percentage of blame will reduce your award.

Notify your insurance company immediately, even if the other driver is at fault. Be cautious speaking with insurance adjusters—especially those from the other party. Their job is to limit payouts. Avoid giving recorded statements or admitting fault.

Medical care should be prompt and consistent. Gaps in treatment can hurt your case. Save all bills, records, and receipts. Injuries that seem minor can worsen and become central to your claim.

You may be entitled to economic damages (medical costs, lost wages, vehicle repairs) and non-economic damages (pain and suffering). If the at-fault driver was grossly negligent—such as driving drunk—punitive damages may apply.

Hiring a local car accident lawyer in Houston helps protect your rights. They handle evidence, communications, and negotiations—most work on a contingency fee basis, meaning no upfront cost to you.

Insurance companies often make low initial settlement offers. A lawyer will send a demand letter and negotiate for a fair amount. If negotiations fail, a lawsuit can be filed. Texas law gives you two years from the accident date to sue.

Most cases settle before trial, but serious cases may take a year or more. Delays can occur due to ongoing medical treatment or court scheduling.

To maximize your claim, act quickly, seek medical care, and consult an attorney early. The right legal strategy can make a major difference in the outcome of your Texas car accident case.