GM Financial Reports September Quarter 2015 Operating Results

September quarter net income of $179 million

Consumer loan and lease originations of $10.9 billion

End of period earning assets of $52.7 billion

Available liquidity of $11.6 billion at quarter end

FORT WORTH, TX -- Oct. 21, 2015: GENERAL MOTORS FINANCIAL COMPANY, INC. (“GM Financial” or the “Company”) announced net income of $179 million for the quarter ended September 30, 2015, compared to $158 million for the quarter ended September 30, 2014. Earnings for the nine months ended September 30, 2015 were $515 million, compared to $478 million for the nine months ended September 30, 2014.

Consumer loan originations were $4.7 billion for the quarter ended September 30, 2015, compared to $4.3 billion for the quarter ended June 30, 2015, and $4.1 billion for the quarter ended September 30, 2014. Consumer loan originations for the nine months ended September 30, 2015 were $13.1 billion, compared to $11.1 billion for the nine months ended September 30, 2014. The outstanding balance of consumer finance receivables was $28.0 billion at September 30, 2015.

Operating lease originations were $6.2 billion for the quarter ended September 30, 2015, compared to $5.6 billion for the quarter ended June 30, 2015, and $1.8 billion for the quarter ended September 30, 2014. Operating lease originations for the nine months ended September 30, 2015 were $14.8 billion, compared to $4.1 billion for the nine months ended September 30, 2014. Leased vehicles, net was $16.9 billion at September 30, 2015.

The outstanding balance of commercial finance receivables was $7.8 billion at September 30, 2015 compared to $7.2 billion at September 30, 2014.

Consumer finance receivables 31-to-60 days delinquent were 4.0% of the portfolio at September 30, 2015, compared to 3.9% at September 30, 2014. Accounts more than 60 days delinquent were 1.6% of the portfolio at September 30, 2015, compared to 1.7% at September 30, 2014.

Annualized net credit losses were 1.9% of average consumer finance receivables for the quarter ended September 30, 2015, compared to 2.0% for the quarter ended September 30, 2014. For the nine months ended September 30, 2015, annualized consumer net credit losses were 1.7%, compared to 1.8% for the nine months ended September 30, 2014.

The Company had total available liquidity of $11.6 billion at September 30, 2015, consisting of $1.6 billion of cash and cash equivalents, $8.0 billion of borrowing capacity on unpledged eligible assets, $1.0 billion of borrowing capacity on unsecured lines of credit and $1.0 billion of borrowing capacity on a Junior Subordinated Revolving Credit Facility from GM.

On January 2, 2015, the Company completed the acquisition of Ally Financial Inc.’s 40% equity interest in SAIC-GMAC Automotive Finance Company Limited (“SAIC-GMAC”). Also on January 2, 2015, the Company sold a 5% equity interest in SAIC-GMAC to Shanghai Automotive Group Finance Company Ltd. As a result of these transactions, the Company owns a 35% equity interest in SAIC-GMAC. Income from our equity investment in SAIC-GMAC is included in our results beginning January 2, 2015.