GM Financial Reports September Quarter 2014 Operating Results

Earnings of $158 million

Consumer loan and lease originations of $5.8 billion

Annualized net credit losses of 2.0% on average consumer finance receivables

End of period earning assets of $38.2 billion

FORT WORTH, TX -- October 23, 2014: GENERAL MOTORS FINANCIAL COMPANY, INC. (“GM Financial” or the “Company”) announced earnings of $158 million for the quarter ended September 30, 2014, compared to $161 million for the quarter ended September 30, 2013. Earnings for the nine months ended September 30, 2014 were $478 million, compared to $445 million for the nine months ended September 30, 2013. Earnings include $7 million and $29 million in pre-tax acquisition and integration expenses for the quarter and nine-month period ended September 30, 2013, respectively.

Consumer loan originations were $4.1 billion for the quarter ended September 30, 2014, compared to $3.6 billion for the quarter ended June 30, 2014, and $2.5 billion for the quarter ended September 30, 2013. Consumer loan originations for the nine months ended September 30, 2014 were $11.1 billion, compared to $6.3 billion for the nine months ended September 30, 2013. The outstanding balance of consumer finance receivables totaled $25.3 billion at September 30, 2014.

Operating lease originations of General Motors Company (“GM”) vehicles were $1.7 billion for the quarter ended September 30, 2014, compared to $1.5 billion for the quarter ended June 30, 2014 and $727 million for the quarter ended September 30, 2013. Operating lease originations for the nine months ended September 30, 2014 were $4.1 billion, compared to $2.2 billion for the nine months ended September 30, 2013. Leased vehicles, net, totaled $5.8 billion at September 30, 2014.

The outstanding balance of commercial finance receivables was $7.2 billion at September 30, 2014 compared to $7.1 billion at June 30, 2014 and $6.7 billion at December 31, 2013.

Consumer finance receivables 31-to-60 days delinquent were 3.9% of the portfolio at September 30, 2014, compared to 3.8% at September 30, 2013. Accounts more than 60 days delinquent were 1.7% of the portfolio at September 30, 2014, compared to 1.5% a year ago.

Annualized net credit losses were 2.0% of average consumer finance receivables for the quarter ended September 30, 2014 compared to 1.9% a year ago. For the nine months ended September 30, 2014, annualized consumer net credit losses were 1.8%, compared to 1.9% for the nine months ended September 30, 2013.

The Company had total available liquidity of $8.0 billion at September 30, 2014, consisting of $1.5 billion of unrestricted cash, $4.7 billion of borrowing capacity on unpledged eligible assets, $819 million of borrowing capacity on unsecured lines of credit and $1.0 billion of borrowing capacity on a Junior Subordinated Revolving Credit Facility from GM.

The Company acquired Ally Financial’s auto finance and financial services operations in Germany, the United Kingdom, Italy, Sweden, Switzerland, Austria, Belgium, the Netherlands, Greece, Spain, Chile, Colombia and Mexico on April 1, 2013 and acquired Ally Financial’s auto finance and financial services operations in France and Portugal on June 1, 2013. The Company also acquired Ally Financial’s auto finance and financial services operations in Brazil on October 1, 2013. The results of operations of the acquired entities are included since their respective acquisition dates.