Texas Storms Spark 50% Spike in Weather-Related Car Claims
Hail, Flood and Wind Drive Damage in the Lone Star State
IRVING, Texas, April 27 -- The number of storm-related car insurance claims climbed 50% for Allstate Insurance customers in the Lone Star State last year. These weather-related auto claims include damage caused by hail, wind and floods. El Paso, Lubbock and Houston saw the largest increases in claims when comparing 2008 to 2009, according to Texas' second largest auto insurer.
% Increase in Weather-Related City Auto Claims Austin 170% Beaumont 533% Corpus Christi 93% El Paso 2613% Houston 857% Lubbock 1849% Midland-Odessa 102% San Antonio 302% ----------- --- Round Rock 855% ---------- ---
Some areas, including Dallas-Fort Worth, Tyler-Longview and Amarillo, saw a decrease in the number of weather-related claims:
% Decrease in Weather-Related City Auto Claims Abilene -36% Amarillo -56% Dallas-Fort Worth -47% Rio Grande Valley -89% Tyler Longview -91% Waco-Temple-Killeen -89% Wichita Falls -33% ------------- --- Texarkana -98% --------- ---
In 2009, Texas led the nation with $2.45 billion in catastrophe losses, even without a hurricane, according to the Insurance Services Office (ISO). With total catastrophe losses in the country at $10.57 billion, Texas represented about 23% of all catastrophe losses in the United States last year.
"The Allstate data is a snapshot, but it illustrates the challenge we face in Texas dealing with severe weather," said Catalina Palma, an Allstate agent in El Paso. "We know every year that we're going to see severe storms packing hail, wind and rain--we just don't know where. That's why it's critical to be prepared."
How can Texans protect their cars this storm season? Allstate has a few quick steps to help protect your car from spring storm damage.
Before a Storm:
-- Clean out your garage. Make sure there's room to cover your car.
-- Remember where water rises and don't park there if heavy rains are in
the forecast.
Hit by Hail:
-- Check your car for dents and broken glass.
-- Carefully clean out glass from the car's interior to prevent cuts in
the upholstery and fabric.
-- If your windows are not shattered, wash dirt off your car before it is
inspected by a claim representative. This will make it easier for the
claim professional to see the damage.
Following a Flood:
-- Open windows and doors to air out your vehicle.
-- Remove floor mats and other items on the vehicle's floor, to blot out
excess water.
-- Don't start a flooded vehicle--electrical damage to the car could
create a dangerous situation.
Also, remember to take pictures of any damage and file your claim with your agent or insurance company as soon as possible.
The Allstate Corporation is the nation's largest publicly held personal lines insurer. Widely known through the "You're In Good Hands With AllstateŽ" slogan, Allstate is reinventing protection and retirement to help more than 17 million households insure what they have today and better prepare for tomorrow. Consumers access Allstate insurance products (auto, home, life and retirement) and services through Allstate agencies, independent agencies, and Allstate exclusive financial representatives in the U.S. and Canada, as well as via www.allstate.com and 1-800 AllstateŽ.