Esurance Customers Can Monitor Repairs Online

Esurance and AutoWatch Announce Partnership

SAN FRANCISCO, Jan. 16 -- Esurance, a direct-to-consumer personal auto insurance company, announced its implementation of AutoWatch, a unique Web-enabled system that allows customers to monitor their vehicle's progress throughout the repair process.

Esurance feels that its technology-savvy customer base will appreciate the new feature. Gary Tolman, Esurance President & CEO, explained, "Our Web-savvy customers prefer to handle things online, at times when it's convenient for them to do so. With AutoWatch, our customers can see their car's progress 24/7."

David Henderson, AutoWatch President, stated, "We are very happy to have a technology-focused partner like Esurance. Being able to see a car's progress during its repair reduces customer hassle and gives people peace of mind."

Tolman stated, "When you have an accident, you just want your car repaired as quickly as possible. Most people don't like having to call the body shop to find out when a car's ready. With AutoWatch, our customers will be able to see progress throughout the repair process." Tolman concluded, "Our mission is to make the entire auto insurance experience easier, from quote to claim, and AutoWatch helps us fulfill that mission."

About Esurance(R)

Esurance, a subsidiary of White Mountains Insurance Group, Ltd. , provides personal auto insurance direct to consumers online and through select online agents. Esurance is dedicated to constantly improving the way people shop for, buy, and manage their auto insurance. By combining the best of technology with industry know-how, Esurance is able to offer hassle-free coverage with 24/7 customer service and claims handling at competitive prices.

Through Esurance's Web site, http://www.esurance.com/ , customers can get instant quotes, view comparison quotes, buy an Esurance policy, and print their proof of insurance card- all in minutes. Esurance also offers policyholders the ability to make policy changes and file claims instantly online, demonstrating its commitment to improving the entire insurance process from quote to claim.

About AutoWatch(TM)

AutoWatch is provided by See Progress, Inc., a recognized pioneer of online customer vehicle tracking. Its product, AutoWatch, is a unique customer service and marketing tool for the collision repair industry. AutoWatch allows vehicle owners to view digital photos of their vehicles via the Internet throughout the repair process. Additional information can be found at: http://www.autowatch.com/ .

Safe Harbor Statement under the Private Securities Litigation Reform Act of 1995

The press release may contain "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. All statements, other than statements of historical facts, included or referenced in this release which address activities, events or developments which we expect or anticipate will or may occur in the future are forward-looking statements. The words "will," "believe," "intend," "expect," "anticipate," "project," "estimate," "predict" and similar expressions are also intended to identify forward-looking statements. These forward-looking statements include, among others, statements with respect to White Mountains':

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    reserves and related reinsurance;
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