Consumer Portfolio Services (CPS) Joins RouteOne

FARMINGTON HILLS, Mich., Dec. 20, 2006 -- RouteOne LLC announced today that specialty finance company Consumer Portfolio Services has joined its web-based credit application management system.

California-based CPS provides automobile financing to individual borrowers with past credit problems, low incomes, or limited credit histories. CPS was founded in 1991 and currently purchases contracts in 47 states from approximately 7,000 dealers. The company operates servicing branches in California, Virginia, Florida, Georgia and Illinois.

"Key to RouteOne's business model is providing dealers a myriad of financing solutions for their customers," said Mike Jurecki, RouteOne CEO. "The addition of CPS to our wide variety of finance source partners greatly strengthens our service offering. We welcome their participation on our system."

In addition to providing access to both captive and non-captive finance sources through a single portal, RouteOne offers a wide variety of tools to assist the dealer in managing their day-to-day business, such as a detailed reporting suite, DMS integration, and credit bureau access, all within a single desktop application. RouteOne's open integration business model allows the dealer to integrate with their choice of a wide variety best in class partners, including DSPs, CRM systems, F& I modules and menu providers. More information can be found at www.routeone.com.

About RouteOne

Established in April, 2002, RouteOne LLC is a joint venture formed by DaimlerChrysler Financial Services, Ford Motor Credit Company, GMAC, and Toyota Financial Services to deliver vastly improved efficiencies in the credit application process for automobile dealers, their customers and participating finance institutions. The joint venture has developed a web- based system that will enable dealers and all their finance sources, including banks and other financial institutions, to manage the credit application and consumer financing process online. More information is available at www.routeone.com.

About Consumer Portfolio Services, Inc.

Consumer Portfolio Services, Inc. is a specialty finance company engaged in purchasing and servicing new and used retail automobile contracts originated primarily by franchised automobile dealerships and to a lesser extent by select independent dealers of used automobiles in the United States. CPS serves as an alternative source of financing for dealers, facilitating sales to sub-prime customers, who have limited credit history, low income or past credit problems and who otherwise might not be able to obtain financing from traditional sources.

FCMN Contact: sstraffon@routeone.com