Universal Special Auto Finance Signs Agreement with Finance Express

RANCHO SANTA MARGARITA, Calif., Dec. 13, 2006 -- Finance Express, the leading provider of web-based financial services and technology for independent auto dealerships, today announced that Universal Special Auto Finance has entered an agreement to join the Finance Express online auto finance program. Universal Special Auto Finance is a capital management company providing special finance funding to the automotive dealer market.

"The strength of Universal Special Auto Finance rests on the strength of our business partners," says John Scordo, EVP of Business Development for Universal Special Auto Finance. "We are pleased that through Finance Express, we will add to the strength of our company and be able to meet the unique needs of the Independent Dealer Community."

Finance Express President David Huber echoed Mr. Scordo's comments. "Our goal is and always has been to serve the independent dealer in all aspects of their business. That includes tools and technology to meet dealer management requirements, forms and compliance, lead generation, accounting and, of course, connectivity to a broad array of financial sources. Our lending partners, such as Universal, are a huge part of solving those business cycle needs for the dealer. We are very pleased that Universal has given Finance Express the ultimate vote of confidence."

About Finance Express:

Finance Express is the leading provider of online services and web-based technology for the independent dealer market including a comprehensive DMS with functions such as dealer inventory management, credit application processing, electronic contracting, links to lending sources, dealer management tools, loan servicing and accounting systems and licensed escrow services. The comprehensive program provides dealers online access to a single, seamless solution and ensures a safe and secure environment for participating lenders.

About Universal Special Auto Finance:

Universal Special Auto Finance (U-SAF) is a capital management company that provides special finance funding to the automotive dealer market through its SAF SERIES 1(TM) lending program. The company's business model combines its expertise in the special auto finance market with "best of breed" business partners to drive the future of special auto finance and deliver an unprecedented product. Dealers benefit with more control over deal structure, fast, consistent credit decisions and 24-hour funding. U-SAF will launch its dealer product in January 2007.

This release was issued through eReleases(TM). For more information, visit http://www.ereleases.com/.