RouteOne Announces Integration With Bankers Integration Group (BIG)

Integration will allow RouteOne lenders to receive customer credit information from independent dealers utilizing the BIGFNI credit decision engine

FARMINGTON HILLS, Mich., Nov. 17 -- RouteOne LLC announced today it has reached an agreement to provide integration between BIGFNI, Bankers Integration Group's patent pending software engine, and the RouteOne credit application management system (CAMS). BIGFNI enables automobile dealers to precondition financing requests from the dealership in real-time, and finalize automobile loans within seconds.

The integration will allow the 100+ non-captives affiliated with the RouteOne system to receive credit applications online from BIGFNI-enabled independent dealers. Partnering with leading financial institutions, BIGFNI operates over the Internet interpreting credit data, rendering a credit decision, and matching buyers with loan programs based on credit history drawn from the three major credit bureaus, vehicle type, and a lender's underwriting criteria.

"RouteOne is constantly seeking ways to improve our value proposition to both dealers and lenders," said Mike Jurecki, RouteOne CEO. "Many of the lenders on our system maintain very strong relationships with the independent dealer community, which is so well served by BIGFNI. Our integration with the BIGFNI platform allows us to better service our finance source partners conducting business in both the prime and non-prime arena.

"Additionally, we understand that the independent dealer has distinctive needs in the marketplace. This integration allows us to continue to focus on our core customers in the franchised space," Jurecki said.

"BIGFNI provides a unique opportunity for RouteOne's lenders," said Michael Dunn, BIGFNI's CEO. "Our real-time credit decision engine allows lenders access to the top independent dealers in the country, while mitigating the risks that have traditionally kept them out of the independent market. It's the perfect solution for lenders who have been unable or unwilling to tap into this lucrative market."

About RouteOne

Established in April, 2002, RouteOne LLC is a joint venture formed by DaimlerChrysler Financial Services, Ford Motor Credit Company, GMAC, and Toyota Financial Services to deliver vastly improved efficiencies in the credit application process for automobile dealers, their customers, and participating finance institutions. The joint venture has developed a web- based system that will enable dealers and all their finance sources, including banks and other financial institutions, to manage the credit application and consumer financing process online. More information is available at http://www.routeone.com/ .

About Bankers Integration Group, Inc.

Bankers Integration Group, Inc.'s patent-pending BIGFNI software engine is a Web-based risk analysis engine that allows automobile dealers and lenders to decision financing in real time and finalize loans in a matter of seconds. Partnering with leading financial institutions, BIGFNI operates over the Internet through a standard browser, interpreting credit data, rendering a credit decision, and matching buyers with loan programs based on credit history drawn from the three major credit bureaus, vehicle type, and a lender's underwriting criteria. The system is designed to host a variety of prime and non-prime Lenders. The company is headquartered in Laguna Niguel, Calif. For more information about Bankers Integration Group, visit the company's Website, http://www.bigfni.com/ .

  Suzi Straffon
  RouteOne
  248.862.7074

  Carrie Altuvilla Gilmore
  Bankers Integration Group
  949.330.6055