BB&T Sales Finance Joins RouteOne

FARMINGTON HILLS, Mich., Oct. 20, 2006 -- RouteOne LLC announced today that BB&T Sales Finance, a division of Branch Banking and Trust Company, has joined its web-based credit application management system. RouteOne was developed by DaimlerChrysler Financial Services, Ford Motor Credit Company, GMAC, and Toyota Financial Services to offer dealers a single point of access to both captive and non-captive finance sources. The addition of BB&T expands the RouteOne lending roster to 123 contracted finance sources.

Branch Banking and Trust Company is a wholly owned subsidiary of Winston- Salem, N.C.-based BB&T Corporation , the nation's ninth largest financial holding company with more than $116 billion in assets.

"BB&T Sales Finance is a major player in the automotive finance arena, and we are pleased to integrate with them," said Mike Jurecki, RouteOne CEO. "RouteOne has always been committed to providing excellent customer service to our dealers, and that includes providing them access to a wide variety of finance sources. Access to BB&T will allow our customers further reach than ever before."

"We are proud to be able to offer our dealers the ability to submit credit applications through RouteOne. This integration significantly strengthens our service offering to our dealer customers," said Pete Davenport, executive vice president of BB&T Sales Finance.

The RouteOne system has set record application volumes every month since its June 2004 launch. The system, free to dealers, offers a wide variety of tools to assist the dealer in managing the day-to-day business, such as a detailed reporting suite, DSP integration, and credit bureau access, all within a single desktop application.

About RouteOne

Established in April, 2002, RouteOne LLC is a joint venture formed by DaimlerChrysler Financial Services, Ford Motor Credit Company, GMAC, and Toyota Financial Services to deliver vastly improved efficiencies in the credit application process for automobile dealers, their customers and participating finance institutions. The joint venture has developed a web-based system that will enable dealers and all their finance sources, including banks and other financial institutions, to manage the credit application and consumer financing process online. More information is available at http://www.routeone.com/ .

About BB&T

BB&T Corporation and its subsidiaries offer full-service commercial and retail banking and additional financial services such as insurance, investments, retail brokerage, corporate finance, payment services, international banking, leasing and trust. BB&T, with more than $116 billion in assets, operates more than 1,400 financial centers in the Carolinas, Georgia, Virginia, Maryland, West Virginia, Kentucky, Tennessee, Florida, Alabama, Indiana and Washington, D.C. More information about BB&T Corp. is available at http://www.bbt.com/ .