AppOne Expands AmeriCredit's Reach Into Independent Dealer Market; Provides Scalable Platform That Enables AmeriCredit to Increase Service to Independent Automotive Dealer Market

BATON ROUGE, La.--Sept. 6, 2006--AppOne, a provider of Internet-based risk mitigation and financial technology to banks, auto finance companies, credit unions and independent auto dealers throughout the continental United States, announced that it has formed a new partnership with AmeriCredit, a prominent lending source to the automotive industry.

The alliance offers AmeriCredit the ability to receive credit applications from more than 850 independent auto dealers within AppOne's rapidly growing nationwide dealer network. These dealers are linked to AmeriCredit through the AppOne platform, a scalable and seamless solution to process loan applications.

"AppOne's growing dealer base will be a great resource for AmeriCredit as we increase the amount of business we do with independent auto dealers," says Kyle Birch, AmeriCredit's Executive Vice President of Dealer Services. "AmeriCredit puts a strong emphasis on risk management, which is one of AppOne's specialties. As part of our strategy, we sought an independent dealer platform with risk management initiatives that would complement ours."

AppOne's services are accessed through its Web-based loan origination platform for independent auto dealers. Elements of the AppOne portal include DealerOne, a dealer underwriting system; RECON, a dealer scoring system; and DMSOne, a software management system for independent auto dealers.

"Through the alliance, our dealers will be able to provide their customers with additional financing options, available through AmeriCredit, a leading independent auto lender in the United States and Canada," says Lee Domingue, CEO of AppOne. "Having access to a major player like AmeriCredit helps dealers sell more cars to a wider spectrum of consumers and increase their own profitability."

About AmeriCredit

AmeriCredit Corp. is a leading independent automobile finance company that provides financing solutions indirectly through auto dealers and directly to consumers in the United States and Canada. AmeriCredit has approximately 1 million customers and $12 billion in managed auto receivables. The Company was founded in 1992 and is headquartered in Fort Worth, Texas. For more information, visit www.americredit.com.

About AppOne

Based in Baton Rouge, La., AppOne is an Internet-based company offering its AppOne solution that connects independent auto dealers with lenders. The AppOne system relies on the company's proprietary scorecard system, which evaluates an independent dealer to determine the level of risk associated with doing business with that dealer. AppOne provides lenders with a new channel of growth and field representation directly to independent auto dealers nationwide. It also offers independent auto dealers faster financing options for their own customers as well as support services and additional fee-based products. For more information on AppOne, visit the company's Web site at www.appone.net.