Many Benefits to Using a Local Car Insurance Agent Says Agents

It May be Easier to Buy Car Insurance Online, but the Benefits of Having a Local Agent are Numerous. One Website is Promoting Your Hometown Agent.

READING, Pa., Aug. 31 -- Insurance agents are not sneaky, manipulative middlemen out to take all your hard-earned money, or intimidating bogeymen trying to scare you into buying products you don't need. On the contrary, they are people just like you and me. They just happen to know more about something that most of us don't understand -- insurance. One website, InsureMyVehicle.com, realizes the Internet is threatening the extinction of insurance agents and is quick to point out that insurance agents are not replaceable.

"Many people think it's great to quickly click around and buy their policy on the Internet," states website owner, Phillip Sanouvong, "but when they have a car accident, they are annoyed by all the 1-800 numbers, poor customer service, and the absence of a personal advocate on their side."

  Advantages of having a local insurance agent include:

  *Setting up your auto policy face to face with an agent who works to give
   you the best balance of coverage and pricing for your individual
   situation
  *Talking to the same person every time you call with a question or need to
   make changes to your policy
  *Getting answers quickly when life-changing events happen -- For example,
   your child gets his or her drivers license
  *The ability to drop off payments to a local office
  *Enjoying peace of mind knowing exactly what is covered and for how much
  *Saving money by getting all the discounts available to you and your
   situation
  *Getting advice on your territory rating that only someone who lives and
   works in your area would know about
  *Having someone who understands the special risks and possible coverage
   issues specific to your area that you should consider when contemplating
   your policy. For example, areas highly affected by flood, theft, etc.
  *Getting personal attention during a claim or car accident
  *Having a personal advocate on your side to help with a claim
  *Supporting your community by supporting a local small business
  *Getting some special treatment -- whether it is a reminder call when your
   payment is late, an annual review of your policy, or simply a
   personalized Christmas card, there are special perks when you have a
   relationship with your insurance agent.

Overall, your car insurance is too important of a purchase to not discuss it with an agent first! InsureMyVehicle.com features a directory of car insurance agents all around the country. Be sure to visit for more information about car insurance and to meet your hometown agent.