High Point Auto Insurance Rate Decrease and Rule Changes Bring up to 15% Lower Rates to New Jersey Drivers

RED BANK, N.J., Aug. 28, 2006 -- High Point, a leading New Jersey automobile insurer, recently announced a reduction in its automobile insurance rates, as well as changes to its underwriting guidelines.

"These changes are resulting in up to 15% lower rates being made available to certain segments of the market. We are making available our best rates to more and more New Jersey drivers. Part of the changes involve our relying upon household driving activity instead of just individual driving records, thus allowing more families to qualify for our most competitive rates," explained High Point President Jim Tignanelli.

High Point is committed to continually evaluating and refining the way we do business in order to provide customers with a more competitive product. "We feel that combining competitive auto insurance rates with excellent service is the best way to serve our customers," continued Tignanelli.

In addition to competitive rates, High Point provides its customers with outstanding service like Crashbusters claims service and Door-to-Door Valet Claims Service. "We continue to lead the industry in providing cutting edge service options to our customers. Excellent customer service is an important part of our corporate culture -- and our policyholders benefit from that focus," stated Tignanelli.

"Since the introduction of automobile insurance reform in New Jersey, consumers have saved more than a half-billion dollars through lower car insurance rates and dividends, and I'm pleased to see this trend continue," said Steven M. Goldman, commissioner for the New Jersey Department of Insurance and Banking. "Insurance companies have happier customers, and consumers are getting a better deal on their insurance rates. It has been a win-win for everyone."

To obtain an auto insurance quote from High Point Auto Insurance call 1-877-89-POINT.

High Point, a New Jersey-based auto insurer, is committed to providing extraordinary customer service to New Jersey drivers. Insurance underwritten by High Point Preferred Insurance Company, High Point Safety and Insurance Company, and High Point Property and Casualty Insurance Company. www.highpointins.com