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New Solution For Down-Payment Issues - Non DPA

:: This Is A Special Member Mailing For Recognized Industry Professionals From MortgageTrends And Is Not Intended For Consumer Viewing::

Today's featured resource:

www.HomeOwnerDirectAdvantage.com - The newest, most efficient program that helps your buyers with downpayment issues.

Is this just another DPA Program?

No! Homeowner Direct Advantage is an Earned Income Program. 

The difference is that traditional Down Payment Assistance uses Charities to gift funds to the buyer for a down payment. Recent changes in the guidelines of charitable organizations has made it very difficult and confusing to decipher who is and is not an approved charity from which you can accept assistance. 

An Earned Income Program is simply a pay check that an individual receives for 
services they’ve done for our company. The individual who receives the commission can do with it what they please. 

This type of program falls well within the guidelines of underwriting procedures for most lenders.

=> For more information visit or to get started today:
Please  visit homeownerdirectadvantage.com or call (800) 517-3090

Why should you encourage your homebuyers to use our program?

Very few homebuyers present the perfect scenario. Very few have perfect ratios, cash for a down payment, no open collections, and all the money in reserve for their move-in costs. By becoming an associate of Homeowner Direct Advantage, a homebuyer can earn a commission on their enrollment which can be used for anything they want or need. They can pay off some debt to better their ratios. 
They can use the money for a down payment or towards closing costs. They can even take it out as cash at closing to buy new furnishings or whatever they need money for. 

How can they do this?  It’s their money! 

What lenders or loan types will accept this program?

You can use our program for most any loan type. The reason is that it’s the buyer’s money. The money will source back to the buyer’s own paycheck stub from Homeowner Direct Advantage and does not have to be seasoned. Homeowner Direct Advantage pays these commissions simply for the enrollment of the home, and is not party to the Real Estate transaction. The buyer will be responsible for taxes on the income and should consult a tax professional. 

How easy is the program to use?  It’s Very Simple. 

There are just two forms to fax in when you submit a transaction, everything else can be handled at closing. You will be able to submit a transaction online in just minutes. This is by far the easiest way to open so many more doors for your buyer. 

For more information visit or to get started today:

=> For more information visit or to get started today:
Please  visit homeownerdirectadvantage.com or call (800) 517-3090

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