Drive Financial Joins the Finance Express Auto Finance Program

RANCHO SANTA MARGARITA, Calif., May 9, 2006 -- Finance Express, which operates the first online auto finance platform specifically designed for the independent dealer, today announced that it has signed an agreement with Drive Financial Services(R), LP, to join its online auto finance program. Drive(R) is a privately held special auto finance company based in Dallas, Texas.

"As we continue to grow our independent dealer base and expand our program offerings, our partnership with Finance Express will serve as a valuable asset," said Drive executive vice president Blake Bozman. "This partnership will channel Drive's various funding options to independent dealers who may not have had access to our programs in the past. It will also expedite the approval process as we sign on new independents."

About Finance Express

Finance Express provides financing programs, electronically, for all levels of credit through its relationship with national and regional lenders. Its Internet-based software offers an integrated menu of services, including credit application processing, credit bureau access, inventory management, electronic contracting, dealer management tools and licensed escrow services. It is a comprehensive program that provides auto dealers with online access to lenders, credit bureaus and a full range of dealer management services in a single seamless solution. At the same time, through its fully licensed escrow company, it provides auto lenders with a method of completing their transactions safely and securely.

About Drive Financial

Drive Financial Services(R), LP, a Dallas-based subsidiary of HBOS plc, is a national consumer finance company that operates in the automobile financing sector. Drive(R) is engaged in the purchase, securitization and servicing of retail installment contracts from automobile dealers for consumers with limited or below-average credit histories who are unable to obtain traditional types of financing. Founded in 1995, Drive offers solutions for non-prime finance through its network of more than 10,000 dealer partnerships throughout North America.

David Huber, President of Finance Express, said, "We feel fortunate to have a company with the scope and reputation of Drive participating with us on the Finance Express and Escrow.com systems. They recognize that dealers on the Finance Express program not only increase the sales of their dealership but, by utilizing the full range of the DMS tools contained in the FEX system, improve the performance and reliability of their dealership as well. Drive is an innovator in non-prime auto finance, and we believe they will bring significant value to all of our dealers and the customers they serve."

This release was issued through eReleases(TM). For more information, visit http://www.ereleases.com/.