Fidelity Bank Now Fully Integrated on RouteOne's Credit Application Management System

FARMINGTON HILLS, Mich., Dec. 1, 2005 -- RouteOne LLC announced today that Atlanta, Georgia-based Fidelity Bank is now a live finance source available to dealers on the RouteOne credit application management system (CAMS). DaimlerChrysler Services, Ford Motor Credit Company, General Motors Acceptance Corporation, and Toyota Financial Services formed RouteOne in 2002 to create a more streamlined credit application process for automobile dealers and their customers.

A subsidiary of Fidelity Southern Corporation, Fidelity Bank is a full- service bank, operating 19 full-service branches and two indirect automobile loan offices in Georgia as well as mortgage, construction and indirect lending through offices in Florida. Fidelity's total assets equal 1.3 billion dollars.

David Buchanan, Executive Vice President, Fidelity Bank, said "Fidelity Bank is pleased to be integrated with the Route One system. We believe our relationship with Route One will increase efficiencies, provide better service to our dealers, and enable us to further grow our business."

"Fidelity is an important financing partner for many of our 18,500+ dealerships," said Mike Jurecki, RouteOne CEO. "We are pleased and proud to offer integration with Fidelity through our credit application network."

RouteOne's web-based system enables automobile dealers and their finance sources to exchange credit application and decision information in real-time, dramatically improving finance source response time from hours to minutes, and in some cases, seconds. Car and truck buyers will benefit as well, due to decreased time spent in the financing office.

About RouteOne

RouteOne was formed in 2002 to create a more streamlined credit application process for automobile dealers and their customers. Jointly owned by DaimlerChrysler Services, Ford Motor Credit Company, General Motors Acceptance Corporation, and Toyota Financial Services, RouteOne also provides a single point of access for dealer credit applications to some of the largest auto lenders and banks in North America. RouteOne offers dealers a common platform for submitting credit application information to the multiple finance sources with which they do business. Automotive dealers and their finance sources can exchange credit application and credit decisions in near real-time using RouteOne's web-based network. More information is available at http://www.routeone.com/ .

About Fidelity

Fidelity Southern Corporation, through its operating subsidiary Fidelity Bank, provides a wide range of banking, mortgage and investment services through 19 branches in Atlanta, Georgia. Mortgage, construction and automobile loans are also provided through offices in Jacksonville, Florida. For additional information about Fidelity's products and services, please visit the company's web site at http://www.fidelitysouthern.com/ .