Manheim, Remarketing Solutions Launch Retail Finance Product for Independent Dealers

Bankers Integration Group Technology Creates Expansive Online Lending Portal

NASHVILLE, Tenn., Nov. 16 -- Manheim's Remarketing Solutions subsidiary has announced the launch of Dealer Auto Funding Solutions (DAFS), a retail financing program for independent automobile dealers that is powered by technology from Bankers Integration Group (BIGFNI).

Through an alliance with California-based BIGFNI, Manheim and Remarketing Solutions are connecting independent dealers with major retail financing lenders using the DAFS platform. The first dealers to be eligible for the program are more than 10,000 independent dealers Manheim currently services with wholesale floorplan financing. The program is administered through Remarketing Solutions, the industry's leading third-party provider of remarketing, recovery, inspection, transportation and other remarketing services.

"This opportunity is a first for independent auto dealers," said Mark Brunn, Remarketing Solutions vice president. "It represents the convergence of lenders and technology, and is designed to give dealers the financial leverage to expand their retail business, enhance customer financing opportunities and improve the profitability of their businesses. By guaranteeing the title, DAFS opens the door for lenders to generate business from a new base of dealers."

DAFS is powered by decision and risk analysis technology from BIGFNI. The online auto finance and insurance portal gives dealers the power to make retail financing decisions in real time and finalize consumer loans in seconds with a complete tier of national and regional lenders.

"Our BIGFNI technology will essentially provide the power to catapult independent automobile dealers to a new level in the finance and insurance business," said BIG Chairman and CEO Michael Dunn. "The lenders participating in the program will be able to instantly process retail customers for finance and insurance products through the BIG system, creating a value-added service for the dealer."

The DAFS program was launched recently in California to tremendous acclaim by independent dealers who have not previously had access to a full spectrum of financing options and lender programs. Among the financial institutions already connected to DAFS are Bay View Acceptance Corporation, Bank of Stockton, Crescent Bank, Fireside Bank, Guaranty Bank and Nationwide Acceptance Corporation. Additionally, Bank of America has joined the DAFS program and expects to be live in the first quarter of 2006. Other national and regional lenders are expected to join soon and will be announced when available.

Brunn said Manheim and Remarketing Solutions plan to expand the DAFS program to 10 Western states before year's end and will complete a national rollout by mid-2006.

About Manheim

Manheim is the world's leading provider of automotive services to commercial sellers and automobile dealers. By offering multiple selling opportunities and a full array of services - reconditioning, certification, marshaling, title management, managed remarketing, repossession, end-of-lease- term management, retail inspection, vehicle transportation and dealer floor planning - Manheim impacts every stage of a used vehicle's life cycle.

Manheim also is the leading technology provider, supplying tools to help commercial sellers and dealers not only manage their businesses, but also realize the full value of their vehicles.

A wholly owned subsidiary of Cox Enterprises, Manheim is a global organization with 32,000 employees at its 124 worldwide locations.

About Remarketing Solutions

Remarketing Solutions, a wholly owned subsidiary of Cox Enterprises' Manheim, provides progressive, customized solutions and services to the automotive industry. Currently operating six business units, including Recovery Solution, Inspection Solution, Title Solution, Auction Solution, Transport Solution, and Fleet Solution, Remarketing Solutions continues to meet the evolving needs of the vehicle remarketing marketplace through dedication to technological advances, product development and exceptional customer service.

About Bankers Integration Group, Inc.

Bankers Integration Group is an application service provider whose patent- pending BIGFNI software solution provides a Web-based risk analysis engine that is unique to the auto finance industry. The BIGFNI solution does more than simply automate the finance application process between banks and automobile dealers. It provides a powerful tool for prescreening loan applications and matching them to lender programs. For more information about Bankers Integration Group, Inc. visit the company's Web site at www.bigfni.com.