American Sterling Bank Joins the Finance Express Auto Finance Program

RANCHO SANTA MARGARITA, Calif., Aug. 25, 2005 -- Finance Express, which operates the first online auto finance platform specifically designed for the independent dealer, today announced that it has signed an agreement with American Sterling Bank (ASB) to join its online auto finance program. ASB is headquartered in the suburbs of Kansas City with branches in Missouri, Arizona and California. Ron Dearden, Senior Vice President of ASB, said, "We are very excited about the opportunity to team up with Finance Express, and hope to provide a significant market for independent dealers and their prime borrowers."

About Finance Express

Finance Express provides financing programs for all levels of credit through 37 national and regional lenders. It offers an integrated menu of services including credit application processing, credit bureau access, inventory management, electronic contracting, dealer management tools and licensed escrow services. It is a comprehensive solution that provides auto dealers with online access to lenders, credit bureaus and DMS tools and at the same time, through its fully licensed escrow company, provides auto lenders with a method of completing their transactions safely and securely.

About American Sterling Bank

Initially charted as a state bank in 1907, ASB is currently a federally charter thrift active in community banking and mortgage lending from its productions offices in California and Nevada. ASB currently originates mortgage loans from 38 states and plans to overlap those same states with its auto lending activities. The company has been in the business of originating and selling mortgage loans through mortgage brokers since 1987. ASB originates mortgage loans for resale into the secondary market and sees many similarities with its ability to generate auto loans through Finance Express. Additional information regarding the programs offered by ASB is available at http://www.americansterling.com/.

Finance Express president David Huber said, "We are very pleased to be adding lenders like American Sterling Bank to our system. Lenders like ASB understand that the program offered by Finance Express coupled with the protection of Escrow.com, provide the most professional, safe and secure way to conduct business with independent auto dealers."

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