New IntelliSpeed Suite Enhances APPRO's LoanCenter System

BATON ROUGE, La.--Aug. 2, 20052, 2005--APPRO Systems, Inc., an Equifax company and the leading provider of automated credit risk management and financial technologies for the lending industry, announced the availability of a new suite of services for LoanCenter(TM), APPRO's loan automation and credit evaluation software system. The IntelliSpeed suite was designed to assist the LoanCenter system in ensuring financial institutions can easily stay abreast of and capitalize on today's ever-changing lending decisioning criteria. This suite is currently available to LoanCenter customers.

The suite consists of RuleStudio, MatrixStudio and ScorecardStudio. RuleStudio is an internal tool designed to allow the creation of custom credit policy expert rules. In as few as 24 hours, customers can receive (or implement) custom credit policy guidelines or rules that efficiently meet their individual needs. RuleStudio can be released independently from LoanCenter, allowing new rules to be implemented with a customer's existing LoanCenter system (versions 3.0 and above). This improves speed to market, reduces technology risk and the cost of quality assurance.

In order to ensure the information in the RuleStudio is accurate, APPRO provides consulting and credit reporting expertise in rule requirement writing, programming, expert quality assurance testing, documentation and delivery. No credit reporting expertise or IT staff is required of the financial institution for the RuleStudio to be successful.

"Responding to the demands of today's lending environment and our customer's needs is strategically important for us because it allows us to provide the industry and our customers with the tools and resources needed to be more successful," said Paul McCown, senior vice president of APPRO Systems, Inc. "With the IntelliSpeed suite we have enabled our customers to meet the increasing credit decisioning demands and further illustrated our commitment to enhancing the credit evaluation process through innovative technology."

MatrixStudio brings new auto-decisioning and market-of-one pricing attributes to customers on request. Customers can then quickly, through APPRO's Policy Matrix Maintenance, configure new sophisticated decisioning and pricing strategies for a timely response to market demands.

The ScorecardStudio function enables users to implement new custom or pooled data scorecards on demand. Scorecards can be created from a large inventory of pre-coded certified characteristics from scoring vendors. New scorecard characteristics or even new scoring vendors' cards can be added through ScorecardStudio and released with a customer's existing LoanCenter system.

"The LoanCenter system with its set of more than 500 credit policy expert criteria, combined with the IntelliSpeed studio suite, provides our customers with the highest automated decisioning in the industry," continued McCown. "This helps our customers of all sizes book an increasingly higher volume of loans with the best borrowers and consistently grow their business with confidence."

About APPRO Systems, Inc.

APPRO Systems Inc., acquired by Equifax Inc. in 2005, offers credit risk management solutions that are core elements of Equifax's suite of enabling technologies. With Equifax enabling technologies, businesses can manage the entire customer lifecycle, including account acquisition, profitability management, and risk management and leverage Equifax's vast data and analytic capabilities. APPRO supports more than 180 financial institutions, with customers of all types in the United States, Canada, the Virgin Islands and Puerto Rico. For additional information about APPRO, visit the company's Web site at www.approsystems.com.

About Equifax Inc. (www.equifax.com)

Equifax Inc. is a global leader in turning information into intelligence. For businesses, Equifax provides faster and easier ways to find, approve and market to the appropriate customers. For consumers, Equifax offers easier, instantaneous ways to buy products or services and better insight into and management of their personal credit. Equifax. Information that Empowers.

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