RouteOne Announces Integration With Bank of Stockton

FARMINGTON HILLS, Mich., Aug. 22, 2005 -- RouteOne LLC announced today that California-based Bank of Stockton will participate on the RouteOne credit application management system. The bank is currently in pilot with selected dealers and will be available to RouteOne users later on this month. DaimlerChrysler Services, Ford Motor Credit Company, General Motors Acceptance Corporation, and Toyota Financial Services formed RouteOne in 2002 to create a more streamlined credit application process for automobile dealers and their customers. The RouteOne system benefits finance sources by eliminating errors and saving time and resources.

Bank of Stockton, a $1.8 billion in assets institution, is the oldest bank in California still operating under its original charter, incepted in 1867. They are an independently owned community bank with 15 contiguous branches in and around the San Joaquin Valley. Their markets include San Joaquin County, Rio Vista, Angels Camp, Pine Grove, Oakdale, Tracy, Manteca, Lodi, Turlock and Modesto, Calif. Bank of Stockton has a large and successful indirect auto loan portfolio, which has contributed greatly to their loan growth objectives.

"We are proud to be able to offer our dealer customers the ability to submit applications through our integration with RouteOne," said Mel Caldwell, Vice President of Consumer Lending. "Our companies share the same ideals -- dedication to service and efficiency through the latest technology. Bank of Stockton looks forward to working with RouteOne to provide the best in customer service to our dealers."

"RouteOne has always been committed to providing excellent customer service to our dealers, and that includes providing them access to all their finance sources," said RouteOne CEO Mike Jurecki. "Access to Bank of Stockton will allow our customers further reach than ever before."

RouteOne's web-based system enables automobile dealers and their finance sources to exchange credit application and decision information in real-time, dramatically improving finance source response time from hours to minutes.

About RouteOne

Established in April 2002, RouteOne LLC is a joint venture formed by DaimlerChrysler Services, Ford Motor Credit Company, General Motors Acceptance Corporation, and Toyota Financial Services to improve the credit application process for automobile dealers, their customers, and participating financial institutions. The joint venture has developed a web-based system that enables dealers and their finance sources, including captives, banks, and other financial institutions, to exchange credit application and decision information online. More information is available at http://www.routeone.com/ .

About Bank of Stockton

Bank of Stockton was established in 1867, just two years after the Civil War. Its founders were 29 local citizens who realized the need for a bank on which the trust of the community could be based. This year, Bank of Stockton celebrates its 137th Anniversary and is the oldest bank in California still doing business under its original charter, offering some of the most innovative and unique banking services today.

Under the leadership of its eighth President, Douglass M. Eberhardt, the Bank of Stockton upholds its strong reputation for excellent service, and continues to be a local leader in banking technologies as well. This 137- year-old institution offers the personalization banking customers want, in addition to Imaged Statements, a 24-hour account information phone line, a debit card and a robust Internet Banking product.

Bank of Stockton was the first community bank in the state to offer Check Imaging(TM), which allows customers to view their cleared checks online, and "Deposit Detail," a feature that allows customers to view all deposited checks within a deposit. Their state-of-the-art internet banking product also allows real time (immediate) transfers from one account to another, in addition to real time balance information and account history. Customers can even search for checks by date range or check number, in addition to viewing detailed loan account information. In tandem with its tradition of service, the bank offers a dedicated Online Banking Department to serve its online customers personally.