APPRO Systems Employs RMA Financial Information in LoanCenter Business(TM); Benchmarked Data Enables More Informed Loan Decisioning

BATON ROUGE, La.--Aug. 1, 20055, 2005--APPRO Systems, Inc., an Equifax company and the leading provider of automated credit risk management and financial technologies for the lending industry, announced today that it has licensed and implemented the Risk Management Association's (RMA) financial ratio benchmarks in its LoanCenter Business(TM), an automated credit evaluation system developed to meet the special needs of commercial lenders that serve small businesses. Philadelphia-based RMA's commercial and consumer risk data will enable APPRO's business lending clients to better compare debt/asset ratios against industry standards.

RMA performs financial studies on businesses throughout the United States that help institutions better identify, assess and manage risks through its benchmarked data. APPRO has implemented the RMA data into its LoanCenter Business application, which provides enhanced industry information to base loan decisioning. The data is then used to compare applicant information against RMA averages in order to determine whether the client meets the requirements for a loan.

"RMA's Annual Statement studies are the only source of financial ratio benchmarks derived directly from more than 210,000 statements of financial institution borrowers and prospects," said Mark Zmiewski, RMA's director of Strategic Learning & Research. "Our valuable financial statement information, including ratios and variables, provide APPRO with a greater understanding of a company's potential performance in an industry. We are helping APPRO make more informed decisions."

"Our customers benefit from the comparison of their data against RMA's standard and current benchmarked data," said Paul McCown, senior vice president of APPRO Systems, Inc. "RMA data will provide our customers with a better means to more quickly and accurately evaluate companies seeking small business loans enabling them to intelligently increase their business lending loan volume."

About RMA

Founded in 1914, the Risk Management Association is a nonprofit, member-driven professional association whose sole purpose is to advance the use of sound risk principles in the financial services industry. RMA promotes an enterprise approach to risk management that focuses on credit risk, market risk, and operational risk.

Headquartered in Philadelphia, RMA has 3,000 institutional members that include banks of all sizes as well as non-bank financial institutions. They are represented in the association by 16,000 risk management professionals who are chapter members in financial centers throughout North America, Europe and Asia/Pacific. Visit RMA on the Web at www.rmahq.org.

About APPRO Systems, Inc.

APPRO Systems Inc., acquired by Equifax Inc. in 2005, offers credit risk management solutions that are core elements of Equifax's suite of enabling technologies. With Equifax enabling technologies, businesses can manage the entire customer lifecycle, including account acquisition, profitability management, and risk management and leverage Equifax's vast data and analytic capabilities. APPRO supports more than 180 financial institutions, with customers of all types in the United States, Canada, the Virgin Islands and Puerto Rico. For additional information about APPRO, visit the company's Web site at www.approsystems.com.

About Equifax Inc. (www.equifax.com)

Equifax Inc. is a global leader in turning information into intelligence. For businesses, Equifax provides faster and easier ways to find, approve and market to the appropriate customers. For consumers, Equifax offers easier, instantaneous ways to buy products or services and better insight into and management of their personal credit. Equifax. Information that Empowers.

Caution Concerning Forward-Looking Statements

Statements in this press release that relate to Equifax's future plans, objectives, expectations, performance, events and the like may constitute "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. Future events, risks and uncertainties, individually or in the aggregate, could cause our actual results to differ materially from those expressed or implied in these forward-looking statements. Those factors include, but are not limited to, changes in worldwide and U.S. economic conditions that materially impact consumer spending and consumer debt, changes in demand for Equifax's products and services, our ability to develop new products and services, pricing and other competitive pressures, risks relating to illegal third party efforts to access data, risks associated with the integration of acquisitions and other investments, changes in laws and regulations governing our business, including the cost of compliance with the Fair and Accurate Credit Transactions Act and federal or state responses to identity theft concerns, and certain other factors discussed under the caption "Risk Factors" in the Management's Discussion and Analysis section of Equifax's Annual Report on Form 10-K for the year ended December 31, 2004, and in our other filings with the SEC. Equifax assumes no obligation to update any forward-looking statements to reflect events that occur or circumstances that exist after the date on which they were made.