CENTRIX Financial Announces New Partnership With NASCAR RacePoints(SM) Program

CENTENNIAL, Colo., Aug. 4, 2005 -- CENTRIX Financial announces its new partnership with NASCAR RacePoints(SM), the Official Rewards Program of NASCAR (issuing points beginning 8/15). NASCAR RacePoints is a free consumer loyalty program designed to allow participants to earn points based on purchases from participating NASCAR sponsors.

CENTRIX Financial is the Official Auto Finance Company of NASCAR. The company provides auto loans and will reward its direct consumers with 1,000 NASCAR RacePoints when approved for a loan and 15,000 points if a vehicle is financed by CENTRIX.

Points can be redeemed through the Official Online NASCAR RacePoints Catalog, which contains hundreds of great rewards from Officially Licensed NASCAR gear and memorabilia, to one-of-a-kind NASCAR experiences. In order to qualify, a NASCAR RacePoints ID must be provided at the time of loan application.

According to Rick Bolton, Executive Vice President of Marketing for CENTRIX Financial, "The loyalty of the fans was one of the primary reasons we became involved with NASCAR. NASCAR RacePoints provides CENTRIX with another great platform to reach out to fans and reward them for their support and loyalty."

About NASCAR RacePoints

NASCAR fans can join NASCAR RacePoints, the Official Rewards Program of NASCAR, and be rewarded for their loyalty to the sponsors of the sport. Currently, MBNA America Bank, XM Satellite Radio, Home123 Corporation and CENTRIX Financial are issuing NASCAR RacePoints. Additional issuing partners will be announced shortly, and an up-to-date list can always be found on the NASCAR RacePoints website. Accumulated points can be tracked and redeemed online for exciting race-related rewards in the exclusive NASCAR RacePoints catalog. Free enrollment in NASCAR RacePoints can be found at www.nascar.com by clicking on NASCAR RacePoints.

About CENTRIX Financial, LLC

CENTRIX Financial is a financial services firm that offers innovative lending products focused on the auto finance industry through its nationwide network of auto dealerships and financial institutions. CENTRIX has underwritten 225,000 loans totaling more than $4.0 billion since 1998. In addition to being the Official Auto Finance Company of NASCAR and sponsor of the No. 36 CENTRIX Financial Chevrolet driven by Boris Said in the NASCAR NEXTEL Cup series, CENTRIX is sponsor of Newman/Haas Racing; title sponsor of the CENTRIX Financial Baja Challenge Class of the SCORE Tecate Baja 1000; title sponsor of the CENTRIX Financial Grand Prix of Denver and event sponsor of the Race of Champions Nations Cup.

About Stoneacre Partners, LLC

Stoneacre Partners, LLC, a leading developer of affinity and customer loyalty programs, has secured long-term, exclusive rights from NASCAR to create, develop and manage the NASCAR RacePoints program. Stoneacre and NASCAR are working closely with numerous sponsors, licensees and promotional partners to develop earning opportunities and rewards for participants in the NASCAR RacePoints program. Stoneacre manages fan relationships for the entire sport of NASCAR by directly connecting the sport to its avid fans. The Stoneacre Partners team has a long history of creating and developing some of the most successful customer loyalty initiatives in history, including Marlboro Gear, Pepsi Stuff, and the Beanie Babies Official Club.

NASCAR(R), NASCAR.COM(R), and NASCAR RacePoints(SM) are trademarks owned by NASCAR, Inc.

   Margaret Fogarty                       Jennifer Jansky
   CENTRIX Financial                      GroundFloor Media
   303-391-3427 (office)                  303-722-9552 (office)
   720-935-1324 (cell)                    303-956-0001 (cell)
   mfogarty@centrixfinancial.com          jjansky@groundfloormedia.com