LoanCenter Consumer Enriches Bangor Savings Bank's Indirect Lending; APPRO Systems, Inc. Enables Bank to Auto-Decision Loan Applications

BATON ROUGE, La.--June 13, 2005--APPRO Systems, Inc., an Equifax company and the leading provider of automated credit risk management and financial technologies for the lending industry, announced that Maine-based Bangor Savings Bank ($1.8 billion) has implemented LoanCenter Consumer(TM), an automated credit evaluation system developed to meet the special needs of consumer lenders.

Prior to purchasing LoanCenter Consumer, the bank had a limited automated decisioning process and desired to upgrade its system to efficiently handle its growing volume of indirect loan requests. The bank purchased LoanCenter in October, implemented it in November and went live in March. LoanCenter Consumer handles indirect lending processes for the bank and offers expert rules and matrices.

"We have been using LoanCenter Consumer for two months now to handle our indirect lending processes and plan to expand it to our direct lending in the future," said Bruce Clay, senior vice president of credit administration for Bangor Savings Bank. "Our former system exceeded its useful life, so the flexibility and easy integration with our host system, web-access and DealerTrack were the deciding factors for us. LoanCenter Consumer has met our automation and efficiency needs excellently, so we are very pleased."

"APPRO Systems has worked with several lenders and offers a solution that conforms to any condition," said Paul McCown, senior vice president of APPRO Systems, Inc. "Since we are constantly working to enhance our system and fit it to every lender's specific need, we were able to quickly meet the requirements the bank had for the LoanCenter system, therefore showing the bank a positive return on its technology investment."

APPRO is an integral part of Equifax's Enabling Technologies, a collection of decisioning platforms designed to cover a broad spectrum of market requirements. Enabling Technologies products provide customers the opportunity to leverage the vast capabilities of Equifax to better manage their entire customer lifecycle, from account acquisition, to profitability management, and ultimately risk management.

About Bangor Savings Bank

Bangor Savings Bank, with more than $1.8 billion in assets, and $700 million in Trust and Investment assets, offers retail banking and investment services to Maine consumers as well as comprehensive commercial, corporate, and small business banking services to Maine businesses. The bank also provides securities brokerage, insurance, and payroll administration services for businesses and consumers through its other wholly owned subsidiaries, Bangor Securities, Inc., Bangor Insurance Services, Inc., and Advanced Payroll Plus. The bank, founded in 1852, in its 153rd year of service to the people of Maine, now operates from 43 locations throughout the state of Maine and on the Web at www.bangor.com.

About APPRO Systems, Inc.

APPRO Systems, Inc. is one of the lending industry's leading providers of comprehensive, automated credit risk management and financial technologies for the Internet and traditional lending environments. APPRO supports more than 180 financial institutions, with customers of all types in the United States, Canada, Puerto Rico and the Virgin Islands. The 26-year-old company is based in Baton Rouge, LA. For additional information about APPRO, visit the company's Web site at www. approsystems.com.

About Equifax Inc.

Equifax Inc. is a global leader in turning information into intelligence. For businesses, Equifax provides faster and easier ways to find, approve and market to the appropriate customers. For consumers, Equifax offers easier, instantaneous ways to buy products or services and better insight into and management of their personal credit. Equifax. Information that Empowers.