Response Insurance Offers a New Choice for Safe Drivers in Texas

Texas Department of Insurance Approves Lower Cost Auto Insurance Plan

MERIDEN, Conn., June 13 -- When it comes to auto insurance, many safe drivers in Texas have very little to show for the care and responsibility they exercise behind the wheel. But, now they have a real choice that can save them money.

The Response Insurance Group has introduced an innovative new program to benefit safe drivers in Texas.

"Many insurance companies aren't rewarding people enough for being safe drivers. They often lump drivers together and in many cases give the same rate to both good and the not-so-good drivers," said Mory Katz, Chairman & Chief Executive Officer of the Response Insurance Group of companies. "That's why we appreciate the Texas Department of Insurance for working with us when we presented our plan to create a rate structure that much more closely reflects a person's driving record and their own situation."

How much difference can Response Insurance's new program make to residents of Texas? A 47-year-old San Angelo couple with good driving records would pay Allstate $1,362 annually to insure a 2004 Ford Taurus LX; they'd pay State Farm $1,423; and they'd pay Response just $1,022*.

"We're also offering additional savings to Texas drivers who are teachers through our Teachers' Insurance Plan(TM)," said Steve Oakley, Vice President of Marketing for the Response Insurance Group. "Our research has shown that teachers present a lower risk to insurance companies." Teachers' Insurance Plan(TM), which is also underwritten by members of the Response Insurance Group, is passing on those savings to teachers.

More information and free on-line rate quotes can be obtained at http://www.response.com/ and http://www.teachers.com/. In Texas Warner Insurance Company underwrites Response, and Response Insurance Company underwrites Teachers' Insurance Plan. Both are licensed members of the Response Insurance Group of companies.

  * Total 12-month premium for a married couple, age 47, who have been
    licensed and have not had any accidents or violations for prior 3 years,
    driving a 2004 Ford Taurus LX. Coverage include 100/300 BI, 50 PD,
    UM/UIM BI 100/300, 5 MP $250 deductible comprehensive coverage and $500
    deductible collision coverage. These rates are based on a 76904 zip code
    garaging address. Other factors applied. Rates may have changed since
    printing.  Comparative premium quotations are based on publicly
    available information regarding rates from Allstate Indemnity and State
    Farm Mutual Auto.  Response Insurance Group makes no warranties
    concerning the information of other companies.  Response has used
    reasonable care in providing premium quotations; however, other factors
    may influence rates. All applications individually written by licensed
    members of the Response Insurance Group.  Response reserves the right to
    withdraw an offer of auto insurance if it is determined that consumer
    does not meet the selection criteria used for an offer, or consumer does
    not meet other applicable criteria for insurability.  Actual premium
    charged will vary based on driving record, vehicle type, usage, address
    and other factors.

   Contact:
   Ray Palermo
   Response Insurance
   500 South Broad Street
   Meriden CT 06450
   Tel: 203-634-7251