Affirmative Insurance Holdings, Inc. CEO Thomas E. Mangold to Present at Sandler O'Neill Financial Services Conference

ADDISON, Texas--May 3, 20051, 2005--Affirmative Insurance Holdings, Inc. , a producer and provider of personal non-standard automobile insurance, announced today that its Chief Executive Officer, Thomas E. Mangold, will present at the Sandler O'Neill Financial Services Conference in New York City on Wednesday, June 8, 2005. The audio portion of the presentation will be webcast, and the presentation will be posted on Affirmative's website, www.affirmativeholdings.com. Links to the webcast and presentation can be found in the investor relations section of Affirmative's website on the day of the presentation.

ABOUT AFFIRMATIVE INSURANCE HOLDINGS

Headquartered in Addison, Texas, Affirmative Insurance Holdings, Inc., is a producer and provider of personal non-standard automobile insurance policies to individual consumers in highly targeted geographic markets. Affirmative currently offers products and services in 11 states, including Texas, Illinois, California and Florida.