Progressive Distributes March Results

MAYFIELD VILLAGE, Ohio--April 14, 2005--The Progressive Corporation today reported the following results for March 2005:

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                       Month                     Quarter
---------------------------------------  --------------------------
(millions, except                                         
 per share
 amounts)      2005      2004    Change     2005     2004    Change
             --------- --------- ------  --------- --------- ------
Net premiums
 written      $1,127.6  $1,077.7      5%  $3,604.8 $3,277.3    10%
Net premiums
 earned        1,049.9     974.4      8%   3,350.0  3,093.5     8%
Net income       135.2     152.6   (11)%     412.7    460.0  (10)%
      Per share    .67       .69    (3)%      2.04     2.09   (2)%
Combined ratio    84.8      82.8   (2.0)pts.  85.0     83.2  (1.8)pts.
Pre-tax net
 realized gains
 (losses)          (.2)     23.6     NM       10.2     59.5  (83)%
Diluted
 equivalent
 shares          201.4     220.1    (8)%     201.9    220.0   (8)%

NM = Not
 Meaningful
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See the complete monthly release at http://investors.progressive.com/releases/2005/pdf/mreport_0305.pdf for further month and year-to-date information and commentary.

The Progressive group of insurance companies ranks third in the nation for auto insurance based on premiums written. The companies that offer insurance directly (by phone at 1-800-PROGRESSIVE and online at progressive.com) market their products and services through the Progressive Direct(SM) brand, while the companies that offer insurance through more than 30,000 independent agencies in the U.S. market their products and services through the Drive Insurance from Progressive(SM) brand. The Common Shares of The Progressive Corporation, the holding company, are publicly traded at NYSE:PGR. More information can be found at progressive.com.