Safeco VP-Finance Neal Fuller to Speak at Friedman Billings Ramsey Annual Investor Conference

SEATTLE, Nov. 18, 2004 -- Neal Fuller, Safeco vice president-Finance, will address Friedman Billings Ramsey's 11th Annual Investor Conference in New York.

  When:           Wednesday, December 1, 2004 at 1:40 p.m., Eastern Time
                  (10:40 a.m., Pacific Time).

  Where:          The conference will be transmitted live on the Internet.
                  To participate, log on to www.safeco.com/irwebcast and
                  follow the link to register for the conference.
                  Participants are encouraged to register in advance of the
                  presentation.

  Other Details:  An archived version of the presentation will be available
                  at the Web address above immediately following the event.

                  Forward-looking information -- including predictive
                  information about Safeco's future performance and results
                  -- may be discussed during the conference.

Safeco, in business since 1923, is a Fortune 500 property and casualty insurance company based in Seattle. The company sells insurance to drivers, homeowners, and small- and medium-sized businesses through a national network of independent agents and brokers. More information about Safeco can be found at www.safeco.com.

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