USAA Provides Tips on Staying Fiscally Fit During the Holidays

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USAA provides tips on staying fiscally fit during the holidays:

WHAT: 'Tis the season for maxed-out credit cards, tax form overload, and open enrollment confusion. USAA can offer advice to help consumers navigate their finances through the holiday frenzy.

WHO: Certified Financial Planner(TM) practitioners with USAA.

STORY ANGLES:

-- Keep the Jingle in Your Pockets: Americans will spend an estimated $700 on average during this year's holiday season, which can leave them seeing Santa-Claus-red when the credit card bill arrives in January. USAA can offer advice to help reduce holiday debt and manage funds for a happy New Year.

-- Beat the Benefit Blues: Candy, turkey and mistletoe also signal the arrival of open enrollment season at work. Benefits information can be overwhelming, and USAA's financial planners can help consumers understand which benefits they shouldn't pass up.

-- Don't be a Grinch About Taxes: Tax season planning may not put you in the holiday spirit, but taking a few simple steps -- such as getting rid of "losers" in your investment portfolio, increasing charitable donations, or paying property taxes early -- can help you save in 2005.

-- Invest Stocking Stuffers Wisely: It may be tempting to spend your year-end bonus on a quick vacation, but it pays to invest that extra cash wisely. For example, for just $20 a month you can open a mutual fund, which can provide more long-tasting benefits than that weekend getaway.

INTERVIEW AVAILABILITY: Planners are available for telephone interviews.