Nevada Consumers Save Time & Money on Auto Insurance

Esurance Offers Nevada Drivers a New Auto Insurance Alternative

SAN FRANCISCO, Aug. 12 -- Esurance, a direct-to-consumer personal auto insurance company, announced the recent launch of its auto insurance program in Nevada. Gary Tolman, Esurance President & CEO, stated, "It's only fitting that Esurance, one of the fastest growing auto insurance companies in the U.S., now does business in Nevada, home to some of the fastest growing metropolitan areas in the U.S."

Esurance's entry into the state benefits Nevada consumers. Tolman continued, "Though it's great for our business to get into Nevada's rapidly growing $1.3 billion auto insurance market, it's particularly great for consumers. Anytime additional companies enter a state's auto insurance market, the enhanced competition helps keep rates reasonable." In addition to competitive rates, Esurance offers Nevada drivers additional savings in the form of auto insurance discounts. Two of Esurance's most notable discounts provide extra savings to drivers who own their own home or pay their auto insurance premium in full.

Tolman also advised Nevada consumers to shop around. "Whenever consumers see that there's any activity in the auto insurance marketplace, they should get new auto insurance quotes to see if they can save money on auto insurance." To make auto insurance shopping easier for consumers, Esurance offers the fastest quotes online, along with instant quote comparisons.

Consumers interested in getting auto insurance quotes or in Esurance's Nevada auto program should visit the company's award-winning Web site, www.esurance.com, or call the company's 24/7 service center. Nevada polices are underwritten by Esurance Insurance Company, rated A (Excellent) by A. M. Best.

About Esurance

Esurance, a subsidiary of White Mountains Insurance Group, Ltd. , provides personal auto insurance direct to consumers online and through select online agents. Esurance is dedicated to constantly improving the way people shop for, buy, and manage their auto insurance. By combining the best of technology with industry know-how, Esurance is able to offer hassle-free coverage with 24/7 customer service and claims handling at competitive prices.

Through Esurance's Web site, www.esurance.com, customers can get instant quotes, view comparison quotes, buy an Esurance policy, and print their proof of insurance card -- all in minutes. Esurance also offers policyholders the ability to make policy changes and file claims instantly online, demonstrating its commitment to improving the entire insurance process from quote to claim.

Safe Harbor Statement under the Private Securities Litigation Reform Act of 1995

This press release may contain "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. All statements, other than statements of historical facts, included or referenced in this release which address activities, events or developments which we expect or anticipate will or may occur in the future are forward-looking statements. The words "believe," "intend," "expect," "anticipate," "project," "estimate," "predict" and similar expressions are also intended to identify forward-looking statements. These forward-looking statements include, among others, statements with respect to White Mountains':

  -- growth in book value per share or return on equity;
  -- business strategy;
  -- financial and operating targets or plans;
  -- incurred losses and the adequacy of its loss and loss adjustment
     expense reserves;
  -- projections of revenues, income (or loss), earnings (or loss) per
     share, dividends, market share or other financial forecasts;
  -- expansion and growth of its business and operations; and
  -- future capital expenditures.

These statements are based on certain assumptions and analyses made by White Mountains in light of its experience and perception of historical trends, current conditions and expected future developments, as well as other factors believed to be appropriate in the circumstances. However, whether actual results and developments will conform with its expectations and predictions is subject to a number of risks and uncertainties that could cause actual results to differ materially from expectations, including:

  -- the failure of announced acquisitions to enhance shareholder value;
  -- claims arising from catastrophic events, such as hurricanes,
     earthquakes, floods or terrorist attacks;
  -- the continued availability of capital and financing;
  -- general economic, market or business conditions;
  -- business opportunities (or lack thereof) that may be presented to it
     and pursued;
  -- competitive forces, including the conduct of other insurers and
     reinsurers;
  -- changes in domestic or foreign laws or regulations applicable to White
     Mountains, its competitors or its  clients;
  -- an economic downturn or other economic conditions adversely affecting
     its financial position;
  -- loss reserves established subsequently proving to have been inadequate;
     and
  -- other factors, most of which are beyond White Mountains' control.

Consequently, all of the forward-looking statements made in this press release are qualified by these cautionary statements, and there can be no assurance that the actual results or developments anticipated by White Mountains will be realized or, even if substantially realized, that they will have the expected consequences to, or effects on, White Mountains or its business or operations. White Mountains assumes no obligation to update publicly any such forward-looking statements, whether as a result of new information, future events or otherwise.