The Auto Channel
The Largest Independent Automotive Research Resource
The Largest Independent Automotive Research Resource
Official Website of the New Car Buyer

Overconfident Drivers Greatest Risk on Road

LONDON, April 7 --

Cocky and overconfident motorists are posing a real danger on Britain's roads, a new report reveals today.

The Norwich Union Insurance Crash Index shows we're a nation of arrogant drivers - with 93% claiming to be very confident behind the wheel, and a further 60% believing they would pass their driving test if they were to take it today.

In reality the Crash Index has found that three-quarters of these 'confident drivers' have been involved in a collision. And an estimated 70% would fail their driving test second time round.

With more people heading out in the car this Easter, the Index has identified Maundy Thursday as one of the worst days of the year for car collisions. The insurer receives 20% more claims than on an average day of the year, with only the weeks before Christmas generating more.

Monday always gets blamed for being the worst day of the week for drivers - but Norwich Union claims data reveals you're most likely to be involved in an accident on a Friday. Your best bet to avoid a prang is to drive a gold coloured car in Yorkshire on a Sunday.

Norwich Union's Crash Index is based on an in-depth analysis of claims data since 2000 and is designed to act as a barometer of trends and issues relating to the insurance industry. The most recent data reveals that one in eight drivers will have an accident, which is the highest recorded collision level since the Index began.

Julian Lowe, actuarial director at Norwich Union, who has compiled the Crash Index, commented:

"No one likes to admit they are a bad driver, but we've been startled by motorists' misplaced confidence on the roads. Cocky drivers are a real menace as they often regard good driving as the ability to master the controls of the car at higher speeds. Our claims data reveals just how common car collisions really are and how we quickly forget the skills and safety guidelines needed to obtain a driving licence.

"In the lead up to the Easter weekend we're encouraging all motorists to be extra careful on the roads. And as our Index shows, it's not just about paying attention on longer journeys - people are nearly ten times more likely to have a collision driving in their local area rather than further afield."

The Crash Index also adds some fuel to the age-old battle of the sexes about who's the best driver. Although more men [60%] than women [52%] pass their driving test first time round, men are more likely to have a collision than women. And just 2% of Brits believe that men are safer drivers than women.

Other findings from The Norwich Union Crash Index include:

- The majority of car collisions [65%] take place within a mile of a driver's home address

- You are most likely to be involved in a car collision at a junction or on a country road

- A third of motorists would drive off without leaving any contact details if they accidentally bumped or scratched a parked car

- Over 90% of drivers would support harsher punishments for drivers caught without insurance

Commenting on the research Bryan Lunn, Chief Examiner at the Institute of Advanced Motorists said:

"Norwich Union's findings are not surprising. Many experienced drivers think that they drive much better than they actually do. They tend to either under-estimate the risks or over-estimate their ability to deal with them, and believe that they will never have an accident. Most drivers don't undertake any further driver training after passing the basic 'L' Test, which is actually just the beginning of the learning experience, not the end of it."

To obtain an electronic or hard copy of Index Report please contact Charlotte Speedy on: +44 (0)207 861 2486

Notes to editors:

To further support the claims data, Norwich Union commissioned Taylor Nelson Sofres to speak to 673 motorists throughout the UK about their experiences of driving and their views on other road users in March 2004.

Norwich Union

Norwich Union is the UK's largest insurer with a market share of around 14 per cent. With a focus on insurance for individuals and small businesses, Norwich Union insures:

- one in five households

- one in seven motor vehicles

- more than 800,000 businesses

Norwich Union products are available through a variety of distribution channels including brokers, corporate partners such as banks and building societies and Norwich Union Direct.