Xtria, LLC and Miniter Group Team to Deliver Next-Generation Risk Management Solutions for Financial Services Sector

RICHARDSON, Texas & NORWELL, Mass.--Aug. 4, 2003--Xtria, LLC, a leading provider of information solutions and services, and Miniter Group, a recognized market leader of customized specialty insurance products for the financial community, today announced a licensing and services agreement. Under the terms of the three-year agreement, Xtria will deliver to Miniter Group the next generation of its industry recognized solution -- Xtria Insure(TM) -- a modular solution for insurance risk management, mortgagee and lien holder notification services, and federal and state delinquent payer compliance reporting. Miniter Group has selected the Xtria Insure Auto(TM) module, which includes portfolio risk tools for complete collateral protection, from event management to force-placed policy production.

"Xtria's Insure suite is the de facto industry standard for collateral protection," stated Jim Gilpin, executive vice president, Miniter Group. "With this partnership and Xtria Insure Auto as a complement to our Collaborative Risk Management E-Commerce Solution, we are strengthening our commitment and strategic intent to lead the market with a range of innovative services tailored to the needs of our customers."

"We are extremely pleased that Miniter Group has selected Xtria Insure Auto to leverage and expand their existing service offerings," said Catherine Wieczorek, executive vice president, Xtria financial services and insurance business unit. "Enhanced capabilities such as collateral protection insurance tracking will help Miniter Group maintain its leadership position in a very competitive market."

Miniter Group, one of the largest specialty insurance providers serving the eastern United States, is well recognized for successfully leveraging technology breakthroughs, particularly the Internet, for enhanced client services -- streamlining business processes for greater efficiencies and effectiveness. The firm's flagship Collaborative Risk Management E-Commerce Solution offers real-time collaborative and paperless processing between clients and their insurance programs -- allowing the fastest time between claims and payments in the industry. The integration of Xtria Insure Auto will expand the reach of Miniter solutions by enhancing collateral protection capabilities with unique features for real time tracking and force-placing insurance.

With roots in the industry for over 25 years, Xtria financial services and insurance business unit (formerly Fields Financial Services) provides solutions that are currently in use in 42 states, by more than 38 insurance entities, and more than 1,300 lending institutions, tracking more than 5.3 million loans. Xtria Insure Auto is the complete administrative solution for collateral protection insurance tracking, portfolio management, policy production and claims resolution. Xtria provides its clients with the tools, expertise and service to monitor, measure, communicate and control physical damage risk on auto loan portfolios.

Xtria is endorsed by the Independent Community Bankers of America (ICBA), Independent Bankers Association of Texas (IBAT) and the Community Bankers Association of Georgia (CBA).

About Miniter Group

Miniter is a provider of customized specialty insurance products for the financial community that has been in operation since 1925. Its chief services are underwriting, delivered by multiple insurance carriers with the highest ratings; claims processing, featuring the firm's e-commerce paperless processing that allows the fastest time between claims and payments in the industry; and portfolio analysis via the firm's breakthrough Collaborative Risk Management E-Commerce Solution, which offers the industry real-time collaborative process between clients and their insurance programs. Miniter Group is based in Norwell, Mass., and can be reached at 1-800-Miniter or through the Web site, www.miniter.com.

About Xtria

Xtria is a provider of software and information technology services serving organizations in the healthcare, finance and insurance industries, and agencies of the U.S. government. The company's solutions improve information access and point-of-service performance in complex regulatory environments. Solutions are built on the company's deep experience in vertical business segments, application integration and high-end infrastructure design. Xtria clients include: Miniter Group, Burnham Insurance Group, WNC First, CUNA Mutual Group, American Hospital Association, Lahey Clinic, University Physicians Group at San Antonio, LA County Department of Health Services, U.S. Department of Health and Human Services (Head Start Bureau), National Institute of Health, National Cancer Institute, California Department of Education, and Maryland Department of Human Resources. Xtria is a wholly owned subsidiary of Xanser Corporation . For more information, visit Xtria at www.xtria.com.

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