Scorex's Transact SM Implemented by WFS Financial

Software Solution Simplifies Account Acquisition Process and Provides Seamless Integration

ATLANTA, July 29 -- Scorex(R), a leading global decisioning solutions provider, announced today that WFS Financial has implemented its Transact SM solution. Scorex is a division of Experian, a global business solutions company.

WFS Financial, an indirect auto finance company, implemented Transact SM to gain more control over their applicant decisioning process. "The flexibility of the product, coupled with the Scorex reputation, compelled us to choose Transact SM. It helps us precisely segment our markets by regions of the country and expeditiously identify tiers of credit risk," remarked Tom Wolfe, president, WFS Financial. "We were very impressed with its capability to design and control the decision process from point of application through new account setup."

Transact SM, robust decisioning software that automates customer acquisition, has been implemented in 35 countries around the world. Its modular format receives, validates and manages the flow of data and applications while offering rapid adaptation to changing market conditions, integration with existing systems, customization and reliable risk and fraud data handling.

"We are very pleased that WFS Financial has chosen Transact SM as the tool to automate and customize their application processing system," said Steve Burnside, president, Scorex. "Transact SM is ideal for businesses that are entering new markets, starting to lend through the internet, re-engineering a process or completely replacing a legacy system. Its scalable nature lends itself well to evolving businesses."

About WFS Financial

WFS Financial is one of the nation's largest independent automobile finance companies. WFS Financial specializes in originating, securitizing, and servicing new and pre-owned prime and non-prime credit quality automobile contracts through its nationwide relationships with automobile dealers. WFS Financial is an equal credit opportunity lender and does not discriminate in any credit transaction on the basis of race, color, national origin, religion, sex, marital status or age.

About Scorex

Scorex provides solutions that enrich customer data and allow organizations around the world to proactively manage their relationships with their customers. As one of the world's foremost decision solutions companies, Scorex delivers more than five billion decisions annually and enables connectivity to over 50 credit reference databases world-wide. Scorex' solutions seamlessly integrate data with scoring, software, analytics, and consultancy, making it uniquely qualified to offer innovative business intelligence solutions that allow organizations to manage risk and increase profitability in areas such as customer acquisition and customer management. Scorex, with offices in 22 countries, works closely with businesses across diverse industries in more than 50 countries, including financial services, telecommunications, insurance, retail, automotive and utilities. Its global headquarters are in Monaco and Nottingham, UK, and its U.S. headquarters are in Atlanta, Georgia. For more information, visit the company's Website on www.scorex.com .

Scorex is an Experian(R) company. For more information, visit the company's web site on www.experian.com .

For further information, please contact Addrian Brooks, Public Relations of Scorex, +1-714-830-5578, addrian.brooks@experian.com.