Company Profile for WFS Financial Inc

    --WFS Financial Inc is one of the nation's largest independent automobile finance companies with 30 years of experience in the automobile finance industry. WFS originates new and pre-owned automobile installment contracts, otherwise known as contracts, through its relationships with more than 7,800 franchised and independent automobile dealers nationwide. WFS originated $5.4 billion of contracts during 2002 and managed a portfolio of $9.4 billion contracts at Dec. 31, 2002.

   Company:                WFS Financial Inc

   Headquarters Address:   23 Pasteur
                           Irvine, CA 92602

   Main Telephone:         (949) 727-1000

   Website:                www.wfsfinancial.com

   Ticker:                 WFSI(NASDAQ)

   Type of Organization:   Public

   Industry:               Financial Services

   Earnings Release Dates: 1st Quarter: April 23, 2003
                           2nd Quarter: July 16, 2003
                           3rd Quarter: October 15, 2003
                           4th Quarter: January 21, 2004

   Key Executives:         CEO: Tom Wolfe
                           CFO: Lee Whatcott
                           Chairman: Ernest Rady

   Customer Service
     Contact:              Customer Service
     Phone:                (800) 289-8004

   Investor Relations
     Contact:              Lisa Capps
     Phone:                (949) 727-1002
     Email:                investor_relations@wfsfinancial.com

   Public Relations
     Contact:              Robert Galea
     Phone:                (949) 727-1695
     Email:                robert_galea@wfsfinancial.com