DBRS Contract

Dear Auto Channel,
Thank you for your interest in receiving Dominion Bond Rating Service
Limited (DBRS) content. We hope that you have found our research
services informative and useful.

In order to retain our research services you are required to sign a
formal agreement. Please fill out where indicated by the asterisks and
return a signed copy of the attached agreement (via mail or fax) to the
attention of Shawna Wagnell by April 20, 2002. If you have any questions
or prefer to receive a hard copy of the agreement, please contact
Michael Ho at mho  <mailto:s@dbrs.com> @dbrs.com, or by phone at
416-593-5577, extension 2273.

Thank you for your prompt attention to this matter.

Dominion Bond Rating Service Limited
200 King Street West, Suite 1304
Sun Life Centre, West Tower, P.O. Box 34
Toronto, Ontario, Canada M5H 3T4
 
Fax: 416-593-8432