J.D. Power Clubs and PeopleFirst.com Join Forces To Provide Better Car Buying Experience

           J.D. Power Clubs Members Benefit From PeopleFirst.com's
                        Hassle-Free Online Auto Loans

    SAN DIEGO, March 27 J.D. Power Clubs, a trusted consumer
resource for automotive and financial services information, is partnering with
PeopleFirst.com, the nation's largest online automotive lender, to provide
low-rate hassle-free auto loans to visitors and members of carclub.com, the
first J.D. Power Club.  Carclub.com is dedicated to providing consumers with
the tools they need to have the best car owning experience possible.
    "By partnering with PeopleFirst.com, we are now able to offer consumers a
smooth and fast auto financing process," said Rod Starmer, COO of J.D. Power
Clubs.  "Our alliance with PeopleFirst.com reinforces our commitment to
provide consumers with the easiest vehicle financing anywhere."
    Through this partnership, consumers can log on to http://www.carclub.com, click
on the "Insure and Finance" portion of the Web site and fill out a simple
PeopleFirst.com loan application.  Once the application is submitted,
consumers receive a response from PeopleFirst.com within 15 minutes, and upon
approval receive a PeopleFirst.com Blank Check(SM) in the mail, as soon as the
next day.  The PeopleFirst.com Blank Check(SM) is an innovative financing
option that gives consumers the power and respect that only cash buyers
receive when purchasing a new or used vehicle through a dealer or private
party, lease buyout, or loan refinancing.
    "J.D. Power Clubs is an attractive partner for PeopleFirst.com because
they are as committed to customer service as we are," said Brian Reed,
president of PeopleFirst.com.  "Carclub.com customers can expect the same
exceptional customer care they are used to receiving when they finance their
automobile through PeopleFirst.com."

    About J.D. Power Clubs, Inc. and Carclub.com, a J.D. Power Club
    J.D. Power Clubs, Inc. provides consumers with the most trusted
information and savings so that they can make smarter purchase and ownership
decisions.  Carclub.com, the first J.D. Power Club, supports car owners over
the lifetime of their vehicles -- from selecting and purchasing to financing,
insuring and maintaining, and ultimately selling.  Carclub.com is the model
for future J.D. Power Clubs, in the telecommunications, financial services,
home building and travel industries.  Through carclub.com and the J.D. Power
Consumer Center at http://www.jdpower.com, featuring highlights from J.D. Power and
Associates research, J.D. Power Clubs creates a community of informed
consumers.

    About PeopleFirst.com
    PeopleFirst.com is the nation's largest online automotive lender,
originating and servicing consumer loans almost entirely over the Internet.
Founded in 1995, PeopleFirst.com is the pioneer of Blank Check(SM) auto
lending, a hassle-free financing option that gives loan recipients a
no-obligation Blank Check(SM) that can be used for the purchase of a new or
used vehicle or motorcycle at most dealerships in the country.  The company
also provides financing for lease buyouts, refinances existing loans and
provides loans for the purchase of vehicles from private individuals.
    PeopleFirst.com investors include American Express, DaimlerChrysler, JP
Morgan Capital Corp., Madison Dearborn Partners, Mail Boxes Etc., and Morgan
Stanley Dean Witter Venture Partners.  To obtain more information about the
company, call PeopleFirst.com at (800) 689-1789 or visit the company's Web
site, http://www.peoplefirst.com.