Amica Offers Best Auto Insurance Premium to Safe Massachusetts Drivers for 3rd Year in a Row

    LINCOLN, R.I., Feb. 26 Amica Mutual Insurance Company
President and CEO Thomas A. Taylor today announced that the Massachusetts
Insurance Commissioner has approved Amica's proposal to offer auto insurance
policy discounts of 12 percent to the Commonwealth's safest drivers (those in
the "Step 9" category).  This is the third year in a row Amica has offered a
double-digit discount to Massachusetts "Step 9" drivers and once again goes
against an industry trend.
    Published reports indicate that most major insurance companies in
Massachusetts are offering "Step 9" discounts of 1-2 percent for 2001.
    "For the third consecutive year, we are offering the largest discount of
any insurance company to the safest drivers in Massachusetts as a reward to
those people who operate their vehicles lawfully and in a safe manner with
regard for all those on the road," said Mr. Taylor. "Our strategy is simple:
we want safe Massachusetts drivers to insure with Amica, and we are committed
to providing them with not only the best rates but unmatched customer service
as well."
    Amica is a national direct writer of auto, home, life, marine and personal
excess liability insurance.  The company operates regional offices across the
country, including four in Massachusetts-- Wellesley Hills, Worcester, Holyoke
and Raynham.  Amica was founded in 1907 and is the nation's oldest mutual
insurer of automobiles.

    Ranked Highest by J.D. Power and Associates
    Amica recently earned the highest ranking for customer satisfaction in the
J.D. Power and Associates Inaugural National Auto Insurance Customer
Satisfaction Study*. For the past 78 years, Amica has received A.M. Best
Company's top rating for financial performance (currently A++).  For the sixth
consecutive year, the company was named to the Ward's 50 Benchmark Group,
which recognizes the 50 top performing insurance companies in the United
States.  Standard & Poor's has assigned its AA+ financial strength rating to
Amica.  The company also consistently earns the highest customer service
ratings from a nationally recognized consumer publication.

    *The study, based on responses from more than 13,000 U.S. auto insurance
policyholders, revealed that customer satisfaction stems from Amica's ability
to fulfill its commitments made at the time of purchase, provide ongoing
support and guidance and offer fair billing practices and competitive prices.

     Contact:
     Patricia Stadnick
     1-800-652-6422 ext. 4667
     pstadnick@amica.com