Centrix Financial Partners With Digital Insight To Offer Non-Prime Auto Lending Program

            Unique Product Allows Financial Institutions to Expand
               Safely Into the Non-Standard Auto Lending Market

    ENGLEWOOD, Colo., Jan. 25 Centrix Financial, LLC, a
financial and risk management firm, today announced an agreement with
AnyTime Access, a Digital Insight company , to integrate the
Centrix non-prime auto lending program into Digital Insight's Consumer Lending
Services.  The agreement will enable customers to have seamless access to the
Centrix lending program and a quick response to loan requests.
    The initial phase of integration will combine the benefits of Centrix's
non-prime Portfolio Management Program (PMP), a unique method for financial
institutions to provide funding for non-standard auto loans, with Digital
Insight's Consumer Lending Services.  These services include AnyTimeLender,
which gives financial institutions the ability to originate and approve credit
through the Internet in a real-time environment, and the company's Lending
Center, a 24-hour contact center that provides consumer loan processing and
support through experienced loan officers.
    "We are pleased to extend the opportunity we provide those with credit
problems to secure an auto loan in a dignified and service-oriented way," said
Robert Sutton, chairman and chief executive officer of Centrix Financial.
    "Centrix's unique PMP program allows financial institutions to provide
their credit-impaired customers financing for automobiles with a risk level
that is generally associated with 'A' credit customers," said Bob Surridge,
senior vice president of Digital Insight's Lending Division, who will oversee
the integration of Centrix's product with Digital Insight's outsourced lending
products.  "The alliance with Centrix is another way for our financial
institution clients to generate revenue and meet the needs of a broader
spectrum of consumer credit profiles."

    About Centrix Financial, LLC
    Centrix Financial, a financial and risk management firm founded in 1990,
specializes in developing and marketing innovative financial programs that
enable financial institutions to safely, profitably and conveniently enter the
non-standard auto loan market.  In 1998, Centrix introduced its unique
Portfolio Management Program (PMP), which includes securitization on a
loan-by-loan basis and a large pool of funding capital from a network of
participating financial institutions.  Centrix is the only company that
provides banks and credit unions with a safe, turnkey financial product for
their credit-impaired customers.  Centrix, a rapidly growing, Denver-based
company, offers its services nationwide.

    About AnyTime Access, a Digital Insight Company
    Digital Insight acquired AnyTime Access in July of 2000.  A leading
provider of both Internet and call center loan services to more than 170
financial institutions, the acquisition allowed Digital Insight to immediately
deliver multi-channel loan decision and origination capabilities to its client
base.  Digital Insight(TM) Corporation (http://www.digitalinsight.com)
is the preferred eFinance enabler for visionary financial institutions.
Through its comprehensive portfolio of outsourced, Internet-based financial
products and services built upon the company's unique architecture, Digital
Insight moves banks and credit unions Beyond Internet Banking(TM) to become
the trusted transaction hub for their retail and commercial customers.
Exclusively endorsed by the American Bankers Association(R) (ABA), and
currently serving more than 1,155 financial institution clients nationwide,
Digital Insight provides retail and commercial Internet banking, electronic
bill payment and presentment, eCommerce portal technology, wireless channel
delivery, advanced data mining and targeted marketing, website development and
maintenance, as well as online and call center lending services.  Each Digital
Insight product and service reinforces the brands of its client financial
institutions.