InsureMyTrip Answers Travelers' Top Questions Amid Summer Travel Disruptions
WARWICK, R.I., June 10, 2025 -- As the summer travel season heats up - so do the unexpected events that can disrupt it – airport delays, severe weather, volcanic eruptions, or hurricanes. In response to recent issues, InsureMyTrip is helping travelers understand how insurance can offer critical protection.
InsureMyTrip CEO and travel insurance expert, Suzanne Morrow, answers some of the most frequently asked questions about how coverage works when trips don't go as planned.
Q: Newark Airport is facing major delays and cancellations. If my trip is impacted by an issue, there - or at another airport - am I covered?
A: Possibly. With ongoing air traffic control issues at Newark and other unexpected disruptions, travelers should know that comprehensive travel insurance may offer limited protection – and not all situations are covered. If your flight is delayed for a certain number of hours, you may be eligible for travel delay benefits, which can reimburse out-of-pocket expenses like meals, transportation, or hotel stays.
Q: Mount Etna just erupted in Sicily, grounding some flights. If a natural disaster like that affects my trip, am I protected?
A: Maybe. Travel insurance policies often include coverage for natural disasters. If a volcanic eruption like Mount Etna's leads to flight delays/cancellations or required evacuations, you may be eligible for trip cancellation, interruption, or delay benefits – provided you bought the policy before the eruption began. Emergency medical and natural disaster evacuation coverage is also crucial if you're traveling in areas with geological activity.
Q: Thunderstorms recently caused thousands of flight delays across the U.S. What happens if severe weather interrupts my travel?
A: Travel insurance typically covers flight delays and cancellations due to weather events, such as the recent storms that impacted airports in Dallas, Boston, Houston, and San Francisco. You may be compensated for unexpected expenses like extra hotel nights, meals, or rebooking costs (if delayed for the required number of hours). If your flight is canceled entirely, trip cancellation coverage can help recover non-refundable expenses.
Q: NOAA is predicting an above-average hurricane season. Can travel insurance help if a hurricane affects my destination?
A: Yes – but timing matters. If you purchase travel insurance before a storm is named, you may be covered for cancellations, interruptions, or evacuations due to hurricanes. Some plans may also offer coverage to cancel or interrupt your trip if your destination is under a hurricane warning within a certain timeframe before departure or during your trip. Once a storm is officially named, it becomes a "foreseen event," and new policies generally won't cover related disruptions. Buying early is key
"Travel is unpredictable – but that doesn't mean travelers have to navigate the chaos alone," said Suzanne Morrow, CEO of InsureMyTrip. "Whether it's an issue causing a flight delay, a volcanic eruption, or extreme weather, the right travel insurance policy can alleviate stress and provide financial protection. We always encourage travelers to read the fine print and choose a plan that fits their specific needs."
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SOURCE InsureMyTrip