Allstate Releases 1998 Auto Make & Model Ratings
30 April 1998
Allstate Releases 1998 Auto Make & Model Ratings
Domestics Fare Better Than Imports
NORTHBROOK, Ill., April 30 -- Allstate Insurance Company
announced today the results of their 1998 Make and Model Ratings Program. The
annual study examines the design, reparability, and theft resistance of
automobiles in various price ranges to determine which autos will cost more or
less to insure. As they have in the past, domestic models generally fared
better than imported vehicles in the Allstate ratings.
Among the models rating "much better than average" for insurability were
the Chevrolet Suburban, GMC Safari Van, Infiniti Q45, Lincoln Continental, and
Oldsmobile Aurora. Among those vehicles rating "much worse than average" for
insurability were the Chevrolet Camaro, Ford Mustang GT, Nissan 240SX, Toyota
Land Cruiser, and Volkswagen GTI. Because of the lack of claims experience,
all models that are new in 1998 were rated "average."
The annual study is one outward sign of the company's commitment to making
auto insurance more affordable by working to improve the safety and
reparability of cars. "Insurance accounts for more than one-fifth of an
average automobile's operating expenses," said Milke LaMonica, Vice President
for Auto Pricing for Allstate. "This data helps new car buyers make informed
purchasing decisions and helps Allstate fulfill its commitment to help hold
down insurance costs for our customers."
The 1998 ratings are based on 1997 actual claims experience of Allstate
and evaluations by the company's Tech-Cor auto research facility. For more
than 20 years, Allstate has provided manufacturers and auto repair shops with
information from its Tech-Cor research to improve vehicle safety and lower
repair costs. Liability -- or the amount of damage absorbed by the other
party in an accident -- is not factored into these ratings.
The ratings divide 221 models sold in the U.S. into five groups ranging
from "much better than average" to "much worse than average." The ratings
examine the cost to insure a given model compared to other vehicles in the
same price bracket.
Consumers can save money on their auto insurance by purchasing cars that
are equipped with safety features and are favorably rated based on their
accident experience and reparability. When shopping for a new car, Allstate
recommends that consumers check into insurance prices and factor in the cost
of insurance as part of the car's total operating cost.
The 1998 Make & Model Rating Program Update is available immediately on
the Allstate web site at http://www.Allstate.com or by calling 1-888-ALLSFTY.
Consumers also can order the brochure through any of the company's 15,000
agents. To find the nearest agent, consumers should look in the Yellow Pages
or access the Allstate site on the World Wide Web.
The Allstate Corporation , parent of the Allstate Insurance
Company, is the largest publicly held personal lines insurance company in the
U.S., and the nation's second-largest personal lines insurance company,
insuring one of every eight homes and automobiles in the country. The company
provides insurance for more than 20 million customers and has approximately
15,000 full-time agents in the U.S. and Canada.
ALLSTATE INSURANCE COMPANY
VOLUNTARY PRIVATE PASSENGER AUTOMOBILE MAKE AND MODEL
EXPERIENCE RATING PROGRAM
Make and 1998 Insurance 1997 Insurance Antilock Air Running
Model Value(A) Value(A) Brakes Bags(B) Lights(C)
Acura
2.3CL average average standard dsps no
2.5TL average average standard dsps no
3.0CL average average standard dsps no
3.2TL average average standard dsps no
3.5RL average average standard dsps no
Integra much worse worse than
than average average optional dsps no
NSX average average standard dsps no
SLX average average standard dsps no
Audi
A4 average average standard dsps yes
A4 Quattro average average standard dsps yes
A6 better than
average average standard dsps yes
A6 Quattro better than
average average standard dsps yes
A8 average average standard dsps yes
A8 Quattro average average standard dsps yes
Cabriolet average average standard dsps yes
BMW
318 Series average average standard dsps no
323 Series average standard dsps no
328 Series average worse than
average standard dsps no
528 Series average average standard dsps no
540 Series average average standard dsps no
740 Series better than better than
average average standard dsps no
750 Series average average standard dsps no
M3 Series average average standard dsps no
Z3 Series better than
average average standard dsps no
Buick
Century better than better than
average average standard dsps yes
LeSabre better than better than
average average standard dsps yes
Park Avenue better than better than
average average standard dsps yes
Regal better than better than
average average standard dsps yes
Riviera average average standard dsps yes
Skylark better than better than
average average standard dsps no
Cadillac
Catera average average standard dsps yes
Deville better than better than
average average standard dsps yes
Eldorado better than better than
average average standard dsps yes
Seville better than better than
average average standard dsps yes
Chevrolet
Astro Van better than better than
average average standard dsps yes
Blazer average average standard dsps yes
C&K 1500
Series
Pickups average average standard dsps yes
C&K 2500
Series
Pickups average average standard dsps yes
C&K 3500
Series
Pickups average average standard dsps yes
Camaro much worse much worse
than average than average standard dsps yes
Camaro Z28 much worse much worse
than average than average standard dsps yes
Cavalier worse than
average average standard dsps yes
Chevy G
Series
Van average average standard dsps yes
Corvette average average standard dsps yes
Express
Van average average standard dsps yes
Lumina better than better than
average average optional dsps yes
Malibu average average standard dsps yes
Metro much worse much worse
than average than average optional dsps yes
Monte Carlo average average standard dsps yes
Prizm worse than worse than
average average optional dsps yes
S10 2WD
Pickups worse than worse than
average average standard dsps yes
S10 4WD
Pickups average average standard dsps yes
Suburban much better much better
than average than average standard dsps yes
Tahoe better than better than
average average standard dsps yes
Tracker worse than worse than
average average optional dsps yes
Venture average average standard dsps yes
Chrysler
Cirrus average average standard dsps no
Concorde better than better than
average average optional dsps yes
Sebring average average optional dsps no
Town and
Country better than better than
Van average average standard dsps no
Dodge
Avenger average average optional dsps no
Caravan,
Grand better than better than
Caravan average average optional dsps yes
Dakota
Pickups average average optional dsps no
Durango average optional dsps no
Intrepid better than better than
average average optional dsps no
Neon worse than worse than
average average optional dsps no
Ram
Pickups average average optional dsps no
Ram Vans and
Wagons better than better than
average average optional dsps no
Stratus average average optional dsps no
Viper average average no dsps no
Eagle
Talon worse than worse than
average average optional dsps no
Ford
Club Wagon better than better than
average average standard dsps no
Contour average average optional dsps no
Crown
Victoria better than better than
average average optional dsps no
Econoline Van better than better than
average average optional dsps no
Escort ZX2 average optional dsps no
Escort LX,
SE worse than worse than
average average optional dsps no
Expedition average average standard dsps no
Explorer better than better than
average average standard dsps no
F150 Series
Pickups average average optional dsps no
F250 Series
Pickups average average optional dsps no
Mustang
Cobra average much worse
than average standard dsps no
Mustang
Convertible worse than much worse
average than average optional dsps no
Mustang GT much worse much worse
than average than average optional dsps no
Mustang Excl.
Cobra,
Conv. worse than much worse
average than average optional dsps no
Ranger average average optional dsps no
Taurus average average optional dsps yes
Taurus SHO average average standard dsps yes
Winstar Van average average standard dsps yes
GMC
Jimmy average average standard dsps yes
Safari Van much better much better
than average than average standard dsps yes
Savana Van average average standard dsps yes
Sierra
Pickups average average standard dsps yes
Sonoma 2WD
Pickups worse than worse than
average average standard dsps yes
Sonoma 4WD
Pickups average average standard dsps yes
Suburban much better much better
than than
average(a) average standard dsps yes
Yukon much better much better
than than
average average standard dsps yes
Honda
Accord average average optional dsps no
Civic worse than worse than
average average optional dsps no
CR-V average optional dsps no
Odyssey better better
than than
average average standard dsps no
Passport average average standard dsps no
Prelude much worse much worse
than than
average average standard dsps no
Hyundai
Accent much worse much worse
than than
average(b) average optional dsps no
Elantra much worse much worse
than average than average optional dsps no
Sonata worse than worse than
average average optional dsps no
Tiburon average average optional dsps no
Infiniti
I30 average average standard dsps no
Q45 much better
than average average standard dsps no
QX4 average average standard dsps no
Isuzu
Amigo average standard dsps no
Hombre average average standard dsps yes
Oasis average average standard dsps no
Rodeo average average standard dsps no
Trooper much better much better
than average than average standard dsps no
Jaguar
All Models average average standard dsps no
Jeep
Cherokee average average optional dsps no
Grand Cherokee average average standard dsps no
Wrangler average average optional dsps no
Kia
Sephia average average optional dsps no
Sportage average average optional dsps no
Land Rover
Discovery worse
than average average standard dsps no
Range
Rover worse
than average average standard dsps no
Lexus
ES300 worse worse
than average than average standard dsps no
GS300 worse worse
than average than average standard dsps no
GS400 worse worse
than average than average standard dsps no
LS400 worse worse
than average than average standard dsps no
LX470 average standard dsps yes
SC300 worse worse
than average than average standard dsps no
SC400 worse worse
than average than average standard dsps no
Lincoln
Continental much better much better
than than
average(a) average standard dsps yes
Mark VIII average average standard dsps no
Navigator average standard dsps no
Town Car average average standard dsps no
Mazda
626 average average optional dsps no
B2500 Pickups average average optional dspo no
B3000 Pickups average average standard dspo no
B4000 Pickups average average standard dspo no
Millenia worse
than average average standard dsps no
MPV average average standard dsps no
Protege worse worse
than average than average optional dsps no
Mercedes
200 Series average average standard dsps no
300 Series better than better than
average average standard dsps no
400 Series average average standard dsps no
500 Series worse than worse than
average average standard dsps no
600 Series average average standard dsps no
Mercury
Grand better than better than
Marquis average average optional dsps no
Mountaineer average average standard dsps no
Mystique average average optional dsps no
Sable better than better than
average average optional dsps yes
Tracer worse than
average average optional dsps no
Villager better than better than
average average optional dsps no
Mitsubishi
3000 GT worse than worse than
average average optional dsps no
Diamante average average optional dsps no
Eclipse worse than worse than
average average optional dsps no
Galant average average optional dsps no
Mirage much worse much worse optional dsps no
than average than average
Montero much worse much worse optional dsps no
than than
average(b) average(b)
Nissan
200SX average average optional dsps no
240SX much worse much worse
than than
average(b) average(b) optional dsps no
Altima average average optional dsps no
Frontier
Pickups average optional dsps yes
Maxima worse than
average average optional dsps no
Pathfinder average average standard dsps no
Quest better than better than
average average optional dsps no
Sentra worse than worse than
average average optional dsps no
Oldsmobile
88 better than better than
average average standard dsps yes
Achieva average average standard dsps yes
Aurora much better better than
than average average standard dsps yes
Bravada better than
average average standard dsps yes
Cutlass average average standard dsps yes
Intrigue average standard dsps yes
LSS better than better than
average average standard dsps yes
Regency better than better than
average average standard dsps yes
Silhouette better than better than
average average standard dsps yes
Plymouth
Breeze average average optional dsps no
Neon worse than
average average optional dsps no
Voyager,
Grand
Voyager better than better than
average average optional dsps no
Pontiac
Bonneville better than better than
average average standard dsps yes
Firebird worse than worse than
average average standard dsps yes
Firebird
Trans Am much worse worse than
than average average standard dsps yes
Grand Am average average standard dsps yes
Grand Prix better than better than
average average standard dsps yes
Sunfire worse than worse than
average average standard dsps yes
Trans Sport better than better than
average average standard dsps yes
Porsche
911 worse than much worse
average than average standard dsps no
Boxster average average standard dsps no
Saab
900 Series average average standard dsps yes
9000 Series average average standard dsps yes
Saturn
All Models average average optional dsps yes
Subaru
Forester average optional dsps no
Impreza average average optional dsps no
Legacy average average optional dsps no
Suzuki
Esteem average average optional dsps yes
Sidekick average average optional dsps yes
Swift worse than worse than
average average optional dsps yes
X-90 average average optional dsps yes
Toyota
4 Runner average average optional dsps no
Avalon average average standard dsps no
Camry average average optional dsps no
Celica worse than worse than
average average optional dsps no
Corolla worse than worse than
average average optional dsps yes
Land Cruiser much worse much worse than
than average(b) average(b) standard dsps no
RAV4 average average optional dsps no
Sienna Van average standard dsps no
Supra worse than worse than
average average standard dsps no
T100 2WD
Pickups worse than worse than
average average optional dspn no
T100 4WD
Pickups average average optional dspn no
Tacoma
Pickups worse than worse than
average average optional dsps no
Tercel much worse much worse
than average than average optional dsps no
Volkswagen
Cabrio worse than
average average optional dsps yes
Golf worse than worse than
average average optional dsps yes
GTI much worse
than average average standard dsps yes
Jetta worse than worse than
average average optional dsps yes
Passat average average standard dsps yes
Volvo
C70 average standard dsps yes
S70 better than better than
average average standard dsps yes
S90 average average standard dsps yes
V70 better than better than
average average standard dsps yes
V90 average average standard dsps yes
(a) Significantly better than other models in the "much better" category.
(b) Significantly worse than other models in the "much worse" category.
(A) "Insurance Value" is defined as the sticker price of the car, average
cost to repair and likelihood of being stolen.
(B) dsps = driver standard/passenger standard
dspo = driver standard/passenger optional
dspn = driver standard/passenger not available
(C) Daytime running lights standard or optional on some of all model
series.
SOURCE Allstate Insurance Company
