Lincoln Financial Group Introduces Innovative Motor Vehicle Accident Coverage


RADNOR, PA--April 22, 2014: Lincoln Financial Group today announced an innovative motor vehicle accident rider available with Lincoln Accident Insurance. Car accidents often result in significant and unforeseen costs ranging from car insurance deductibles and car repairs to costly medical bills. With the Lincoln Motor Vehicle Accident Rider, employees can receive an additional cash benefit to help them deal with those unexpected expenses. The rider is now available for new groups for July 1, 2014 and beyond effective dates.

“Thousands of people are in accidents each year, and this coverage provides peace of mind to help cover the unanticipated costs that result from the accident”

“Accidents happen, but motor vehicle accidents, although common, have never been specifically covered as an accident insurance rider until now,” said Eric Reisenwitz, Senior Vice President, Group Protection Underwriting, Product and Operations, Lincoln Financial Group. “Lincoln is proud to be the leader in being able to offer this vital coverage to new groups,” said Reisenwitz.

After a car accident, individuals and families can potentially face costly vehicle repairs and medical bills. This rider helps fill the gap for unplanned expenses by providing an additional benefit if the insured is injured in a covered motor vehicle accident. “Thousands of people are in accidents each year, and this coverage provides peace of mind to help cover the unanticipated costs that result from the accident,” said Reisenwitz.

“We understand life happens – and that’s why we have offered this unique product. We will continue to look for ways to best serve the needs of group employees everywhere,” said Reisenwitz.

Key features and value-added services:

Can cover employee, spouse, children and family. The plan is portable; employees can keep the plan after leaving a job. Guaranteed renewable policy. No medical questions are required to receive coverage. Option of pretax or after-tax coverage flexibility. Telephone and online guidance for personal matters. Traveling services; emergency medical assistance, lost travel document help and weather forecasts.

The motor vehicle accident rider is available to new groups in all states except California, Connecticut, Illinois, Minnesota, New Hampshire, New York, Ohio and Vermont.

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