Insure.Com - Car insurance comparison: The most and least expensive 2011 vehicles to insure
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Insure.com
January 25, 2011; You're bound to turn heads behind the wheel of the 604-horsepower Mercedes SL65 AMG, a sleek two-door convertible with a 6-liter, V-12 biturbo engine. Step on the gas and you could accelerate from zero to 60 in 4.2 seconds and hit 120 miles per hour in just 12.8 seconds. And – according to insurance company data -- you’re more likely to crash than drivers of less powerful vehicles.
Meet the most expensive to insure vehicle for 2011, according to Insure.com's annual list based on a study commissioned from Quadrant Information Services. The average annual national premium for the powerful Mercedes SL65 AMG roadster is $3,543.81 -- and that's for a good driver who hasn't racked up any speeding tickets or previous car insurance claims.
Of course if the SL65’s $198,750 manufacturer's suggested retail price is within reach, maybe you aren’t worrying much about saving money on car insurance rates.
See the full lists of the most and least expensive cars to insure below. And use Insure.com’s car insurance rates tool (at right) to see average annual premiums by model, for each state or nationally.
But if you’re a more typical car insurance shopper, your auto insurance quote should be a consideration if you’re looking for a 2011 vehicle. After all, why shop for the best deal on a vehicle, only to find out it carries exorbitant insurance costs?
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Insure.Com:2011 vehicles with the lowest car insurance rates
|
Rank |
Make |
Model |
Style |
Cylinders |
National average annual premium |
|
1 |
Chrysler |
Town & Country LX |
4 Door Wagon |
6 |
$1,091.80 |
|
2 |
Toyota |
Sienna |
5 Door Wagon |
4 |
$1,100.66 |
|
3 |
Toyota |
Sienna LE |
5 Door Wagon |
4 |
$1,107.70 |
|
4 |
Honda |
Odyssey LX |
5 Door 2WD SOHC |
6 |
$1,114.62 |
|
5 |
Nissan |
Murano SL |
2WD 4 Door Utility |
6 |
$1,127.89 |
|
6 |
Jeep |
Wrangler Unlimited Sport |
4WD 4 Door Utility |
6 |
$1,131.27 |
|
7 |
Honda |
Odyssey EX |
5 Door 2WD SOHC |
6 |
$1,138.16 |
|
8 |
Toyota |
Sienna |
5 Door Wagon |
6 |
$1,142.94 |
|
9 |
Ford |
Escape XLS |
4WD 4 Door SUV |
4 |
$1,150.26 |
|
10 |
Toyota |
Highlander |
4 Door 2WD Utility |
4 |
$1,154.02 |
|
11 |
Honda |
CR-V LX |
5 Door 2.4L |
4 |
$1,155.44 |
|
12 |
Hyundai |
Santa Fe GLS |
4 Door 2WD Utility |
4 |
$1,157.66 |
|
13 |
Jeep |
Patriot Sport |
2WD 4 Door Utility |
4 |
$1,157.70 |
|
14 |
Jeep |
Wrangler Unlimited Sahara |
2WD 4 Door Utility |
6 |
$1,161.20 |
|
15 |
Jeep |
Wrangler Sport |
4WD 2 Door 3.8L Utility |
6 |
$1,162.97 |
|
16 |
Mazda |
Tribute I |
2WD 4 Door Utility |
4 |
$1,163.24 |
|
17 |
Ford |
Escape XLT |
4WD 4 Door SUV |
4 |
$1,166.20 |
|
18 |
Chrysler |
Town & Country Touring |
4 Door Wagon |
6 |
$1,167.38 |
|
19 |
Honda |
Odyssey EX-RES |
5 Door 2WD SOHC |
6 |
$1,167.93 |
|
20 |
Subaru |
Forester X |
4 Door SUV AWD |
4 |
$1,170.45 |
2011 vehicles with the highest car insurance rates
|
Rank |
Make |
Model |
Style |
Cylinders |
National average annual premium |
|
1 |
Mercedes |
SL65 AMG |
2 Door Convertible |
12 |
$3,543.81 |
|
2 |
BMW |
750i |
4 Door Sedan Hybrid |
8 |
$3,280.70 |
|
3 |
BMW |
750Li |
4 Door Sedan Hybrid |
8 |
$3,280.70 |
|
4 |
Mercedes |
SL63 AMG |
2 Door Convertible |
8 |
$3,263.46 |
|
5 |
Mercedes |
S65 AMG |
4 Door Sedan Turbo |
12 |
$3,220.86 |
|
6 |
Aston Martin |
DB9 |
2 Door Coupe |
12 |
$3,120.45 |
|
7 |
Mercedes |
CL600 |
2 Door Coupe |
12 |
$3,114.28 |
|
8 |
Porsche |
911 Carrera S |
2 Door Cabriolet |
6 |
$3,092.31 |
|
9 |
Aston Martin |
DB9 Volante |
2 Door Convertible |
12 |
$3,088.96 |
|
10 |
Mercedes |
G55 AMG |
4WD 4 Door Utility |
8 |
$3,086.49 |
|
11 |
Mercedes |
CL65 AMG |
2 Door Coupe |
12 |
$3,063.73 |
|
12 |
Mercedes |
CL63 AMG |
2 Door Coupe |
8 |
$3,058.69 |
|
13 |
Porsche |
911 Carrera 4S |
2 Door Cabriolet |
6 |
$3,046.87 |
|
14 |
Mercedes |
SL550 |
2 Door Convertible |
8 |
$2,942.97 |
|
15 |
Jaguar |
XJ L Supercharged |
2WD 4.2L 4 Door Sedan |
8 |
$2,940.94 |
|
16 |
Jaguar |
XJ L Supersport |
2WD 4.2L 4 Door Sedan |
8 |
$2,940.94 |
|
17 |
Porsche |
911 Carrera 4 |
2 Door Cabriolet |
6 |
$2,921.61 |
|
18 |
Porsche |
911 Carrera S |
2 Door Coupe |
6 |
$2,919.90 |
|
19 |
Mercedes |
S63 AMG |
4 Door Sedan |
8 |
$2,898.30 |
|
20 |
Jaguar |
XJ Supercharged |
2WD 4.2L 4 Door Sedan |
8 |
$2,853.24 |
Survey methodology
Insure.com commissioned a study from Quadrant Information Services that calculated the average premiums for a male driver (see full profile below) using car insurance rates from six large carriers (State Farm, Allstate, Progressive, GEICO, Farmers and Nationwide) in 10 ZIP codes per state. Not all models are available for calculating average rates, especially some exotic cars, which is why you won't see Lamborghinis on the list — although you can assume those carry hefty insurance bills.
Averages are based on a single 40-year-old male driver who commutes 12 miles to work each day, with policy limits of 100/300/50 ($100,000 for injury liability for one person, $300,000 for all injuries and $50,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. He has a clean driving record and good credit. The rate includes uninsured motorist coverage. Average rates are for comparative purposes; your rate will depend on your personal factors.
