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RouteOne and XpressCredit Announce Integration W


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Sub prime finance source Liberal Finance Service is first to integrate using XpressCredit as LOS

FARMINGTON HILLS, Mich., Sept. 4, 2008 - RouteOne announced today that it has completed integration with New Jersey-based sub prime Liberal Finance Service, utilizing a new Loan Origination System (LOS) provided by XpressCredit. Liberal Finance specializes in providing indirect lending solutions to both independent and franchised dealers throughout New Jersey. Its programs are designed to accommodate older, high mileage vehicles, providing dealers a profitable method of disposing of trade-ins. This is the first such integration to RouteOne utilizing XpressCredit's Loan Origination System.

XpressCredit's Loan Origination System is a real-time, fully automated loan decisioning engine. The web-browser based loan software manages all aspects of loan origination flow in a consistent, efficient and productive manner. Finance sources utilizing XpressCredit's LOS benefit from progressive, cost-effective technology that creates an opportunity for increased loan volume, improved look-to-book ratios and superior customer service.

"XpressCredit is pleased to bring Liberal Finance Service and RouteOne together in a strategic relationship. It is our goal to exceed the expectations of our lenders and partners by continuously bringing them innovative technology and outstanding service," said Paul Gignilliat, President and CEO of XpressCredit. "Our partnerships with RouteOne and Liberal Finance Service reinforce our value proposition for our existing relationships."

"Our integration with XpressCredit allows us to provide our finance sources with additional tools to facilitate the credit application decisioning process," said Mike Jurecki, RouteOne CEO. "Through our integration with XpressCredit, we are providing financial institutions with yet another tool on our platform to earn market share and realize an optimal return on their investment in us."