Car Insurance Rates Declined in 2006 Reports Insurance.com

CLEVELAND--Insurance.com, the largest online auto insurance agency in the United States, reports a decrease in auto insurance rates depending on geographical location. The company’s 2006 Auto Insurance Pricing Report shows a national decline in premiums of 5.7% or approximately $116 in 2006.

Based upon data drawn from the lowest average car insurance rates viewed by over 1.1 million consumers in 2006, the 2006 Auto Insurance Pricing Report gives some interesting insights into state-specific pricing trends, as well as the general trends of insurance premiums.

"We've seen a trend towards more affordable insurance over the last couple of years - Insurance.com's 2006 Pricing Report supports this conclusion," said Dave Roush, CEO of Insurance.com.

States that showed a continuing decrease in insurance rates over the last two years included Minnesota, Pennsylvania and California, while Delaware, Rhode Island and North Carolina saw increases last year.

The most expensive states for auto insurance (based upon Insurance.com's data) include Louisiana, and New Jersey - even though the report shows that the premiums have been getting lower in those states.

"Prices still vary considerably on a case-by-case basis, so it's essential to compare rates before making a purchase. Insurance.com makes it easy for consumers to compare rates and buy the policy that's right for them, either online or over the phone with knowledgeable licensed agents."