Hampden Group Launches CityCash.com and Cashcar.com to Compete in the Auto Title Loan and Payday Loan Industry

CHANDLER, Ariz., Feb. 1, 2005 -- Hampden Group, Inc. announced today that the company has launched both CityCash.com and Cashcar.com to compete in the multi-billion dollar auto title loan and payday loan industry. The company has also launched an aggressive online marketing campaign. The company is currently receiving about 50 - 100 qualified loan applications each day with loan amounts ranging from $200 to $10,000.

Payday Loans and auto title loans is one of the fastest growing businesses in the United States. The payday advance industry was virtually non existent in 1990. Hampden Group has created a system that utilizes technology and experience to offer high interest loans with less than average risk.

One payday advance group estimates over $25 billion in payday advance revenue occurred in 2004.

  Hampden Group has three primary divisions which are high interest returns:

   1. CashCar.com, which offers vehicle title loans with a substantially
      lower interest rate than the competition.  Vehicle title loans are
      becoming an epidemic in the finance industry.  Competing title loan
      companies charge as much as 200% per year.  CashCar.com charges half
      the legal rate with no pre-payment penalties.  CashCar.com has an
      innovative concept to market the companies "title refinance program"
      for clients that have a current title loan with much higher interest
      rates.

   2. PrePaidMotors.com, which offers no credit check auto loan financing.
      PrePaidMotors.com has the goal to be first to market with this new
      program that has been successful for the furniture and electronics
      industries. PrePaidMotors.com focuses on customers with less than
      desirable credit.

   3. Payday loan program geared towards individuals with paychecks ranging
      from $500 to $5,000 per pay period.  The Company charges $15 per
      $100.  This advance is paid back in less than two weeks, which is a
      30% return per month on money loaned.  Payday loans are becoming a
      popular way for customers to get cash.  Hampden Group has the top
      technology for this sector to prevent fraud and increase growth.
      Customers can apply for a payday loan today and receive their money
      the next business day.  The payday loan site is
      http://www.citycash.com/.