New SAM'S CLUB Auto Buying Program Promises Members Lowest Possible Financing Rates on Vehicle Purchases

Strategic Partnership With RoadLoans Let SAM'S CLUB Members Turn Away From Higher Rates at Banks, Credit Unions, and Competing Warehouse Clubs

BENTONVILLE, Ark. and HUNTINGTON BEACH, Calif., March 18 -- SAM'S CLUB today announced that it has teamed with RoadLoans(R) to offer a new benefit that allows Club members to instantly qualify for auto loans at rates well below national averages from banks, credit unions, and competing warehouse clubs. The new service, which is now available to members across the country, is provided through a strategic partnership with RoadLoans.

The program was designed to give car shoppers the best possible rates on their auto loan, while making the application and approval process fast and easy. No down payment is required on new or used vehicle loans. Members can qualify by going online to samsclub.com or by calling 1-800-345-5954.

"This benefit is consistent with our philosophy of offering every day low prices to our members," said Cara Kinzey, vice president-membership, SAM'S CLUB. "We want our members to feel confident that they can turn to SAM'S CLUB to find the best value in their purchases, whether it's a new car, supplies for their business, or groceries for the family. By partnering with RoadLoans, SAM'S CLUB members can have the confidence that they are getting the best value for their auto financing needs."

Car owners can significantly reduce an existing car payment by refinancing. On a 60-month car loan, members can save an average of more than $800 over the same loan at a competing bank.

"The service that RoadLoans provides is a natural fit for the SAM'S CLUB member because of the service and value they expect as a member," said Chris Goodman, senior vice president and Managing Director of RoadLoans.com. "We can give the SAM'S CLUB member a convenient auto financing experience at rates generally 1 to 2 percent below the national average."

Members can save additional time by purchasing their vehicle from a SAM'S CLUB Auto Buying Program dealer. Members who use this service are provided with research tools to simplify auto buying on samsclub.com, 10 percent off on service for your vehicle repairs from participating local dealerships, and 10 percent off on a Vehicle History Report.

About SAM'S CLUB

SAM'S CLUB (www.samsclub.com), a division of Wal-Mart Stores, Inc., is the nation's largest warehouse chain in the United States serving small business owners and operators. The purchasing agent of choice, SAM'S CLUB services more than 46 million members. Sales in 2003 were $31 billion.

About RoadLoans

Based in North Richland Hills, TX, RoadLoans is the Web-based direct lending division of Triad Financial Corporation. The company's excellent customer service and satisfaction earned RoadLoans the prestigious Customer Service Excellence Award from LendingTree(R), the on-line lending marketplace. RoadLoans originates, decisions, fulfills and services consumer auto loans and has been lending on the web since 1999. RoadLoans decisioning technology was designed to power the auto-finance programs of membership organizations, national buying clubs, and financial institutions. Triad Financial Corporation, a wholly owned subsidiary of Ford Motor Credit Company, provides innovative solutions and distinctive customer service to more than 7,500 new and used car dealerships throughout the United States. Triad is headquartered in Huntington Beach, Calif., and has a regional office in North Richland, Texas.