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Allstate Auto Insurance Discounts
Allstate rewards its excellent, experienced drivers with discounts that could significantly reduce the rates that apply to most of the major coverages on the Allstate Insurance Company auto policy. If you qualify, you could receive one of the following discounts:
  • Premier Plus Discount
    This discount is designed to reward our safest drivers. If all the drivers on your Allstate policy have been licensed for three continuous years and have had no accidents or violations for the past five years (number of years may vary by state), you may be eligible for up to a 20% discount.

  • Premier Discount
    If all the drivers on your Allstate policy have been licensed for three continuous years and have had no accidents or violations for the past three years, you may be eligible for up to a 10% discount.

  • Multiple Policy Discount
    This discount rewards Allstate customers who carry both auto insurance and homeowners, condominium or mobilehome insurance (in some states, renters insurance is a qualifying line of insurance) with Allstate. You receive up to an additional 5% discount on your auto insurance if you qualify.


These additional auto insurance discounts may vary state-to-state and are subject to availability and qualifications. Other terms, conditions and exclusions may apply. Check with your local Allstate agent to see if you qualify for:

  • Good/Experienced Driver Discount
    Applies to drivers who are accident-free.

  • 55 & Retired Discount
    If the policyholder is 55 or older and not employed full time.

  • Good Student Discount
    For drivers who are under age 25, full-time students, and meet specified grade requirements.

  • Resident Student Discount
    Applies to restricted drivers under age 21 who reside at school more than 100 miles from home.

  • Graduates of Defensive Driving Class Discount
    If the principle operator of the covered vehicle is: 55 years or older, and has completed an approved driver's education course, but not as a result of a moving traffic violation.

  • Senior Adult Discount
    This discount applies if more than 25% of the estimated mileage driven is by anyone 65 years of age or older.

  • Passive Restraint Systems (airbags/seatbelts) Discount
    If your car has airbags or motorized seat belts.

  • Anti-Lock Brake Discount
    If your car has an automatic anti-lock braking system (ABS).

  • Anti-Theft (device) Discount
    Some states offer a discount for certain anti-theft devices. The discount varies by device and state.

  • Multi-Car Discount
    When the named insured owns two or more private passenger and/or utility autos, which are under the same policy, a discount may apply.

  • Utility Vehicle Discount
    For most pickup trucks.

  • Economy Car Discount

Allstate discounts are subject to availability and qualifications. Other terms, conditions and exclusions may apply. Contact your local Allstate agent to find out which discounts are available in your state.

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